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Re: Arrow Global / Fairfax Problems
I'm one of the biggest stress heads going but, speaking from 2 years on, it really does get easier.
I'm one of the biggest stress heads going but, speaking from 2 years on, it really does get easier.
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Re: Arrow Global / Fairfax Problems
you said it mateOriginally posted by jon1965 View Post
* hopefully not for long though...
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Re: Arrow Global / Fairfax Problems
Hi
It's now the 3rd July 2012 and to date I have not heard anything from Fairfax, or anybody else for that matter, on my request for the CCA.
I think its a bit over the 12 days allowed, does this make the debt unenforceable or if they still come back with a signed CCA would it be enforceable even although they clearly didn't reply within the timescales.
Thanks
younger100Comment
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Re: Arrow Global / Fairfax Problems
It's unenforceable untill they send you a CCA which is enforceable. I Would just sit tight for now.Originally posted by younger100 View Post
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Arrow Global / Fairfax Problems
Thanks guys, advice greatly appreciated. Just wait and see what comes.Comment
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Re: Arrow Global / Fairfax Problems
Hi
Received my reconstituted CCA from Fairfax on Monday 24th July 2012. Have mailed said CCA to Niddy for advice.
Just one question and I know it may sound stupid but does the CCA actually have to contain your signature. The reason I ask is that the CCA I've received does not contain my signature anywhere. However, where my signature should be is a box, and of course ticked, with the words "I confirm that the tick in this box is a valid means of establishing the authenticity and integrity of my signature to this credit agreement. I understand that MBNA will hold this acceptance data on their files".
I don't remember ticking the box but then again my memory isn't the best.
Personally I would have thought this was a bit dodgy as anyone could tick the box and make you liable for the debt, but I will bow to Mr Cools better experience.
Thanks againComment
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I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Arrow Global / Fairfax Problems
Hi
Just to say thanks for all your help and advice. Unfortunately my agreement is not UE, the tick box was ticked, and so its back to the negotiating table with Fairfax and try to arrange some sort of payment I can afford.
Thanks again.Comment
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