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  • #31
    Re: OH's Cahoot Flexiloan

    As I'm not sure whether the letter was signed (it was sent to DML so don't know how much was passed on) which letter would you recommend? There was definitely no payment paid.
    thank you
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • #32
      Re: OH's Cahoot Flexiloan

      Send what I've suggested above
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      • #33
        Re: OH's Cahoot Flexiloan

        Thanks, will do boss
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #34
          Re: OH's Cahoot Flexiloan

          I have the same type of 'flexible loan' from Cahoot, just wondering whether you found it to be unenforceable?

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          • #35
            Re: OH's Cahoot Flexiloan

            Hi omissimo, sorry I missed your post. At present there is no definitive answer to this! I am fighting on statute barred at present and will if necessary try the unenforceable route.

            I have just had a response to say that Robinson Way are looking in to my complaint.
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #36
              Re: OH's Cahoot Flexiloan

              Great, good luck.

              I've just posted my credit agreement in the CCA / T&C's section.

              Let's see what happens
              Last edited by IF; 9 July 2015, 16:07. Reason: Removed link

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              • #37
                Re: OH's Cahoot Flexiloan

                Good luck. They are still looking in to my complaint.
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                • #38
                  Re: OH's Cahoot Flexiloan

                  Originally posted by omissimo View Post
                  Great, good luck.

                  I've just posted my credit agreement in the CCA / T&C's section.

                  Let's see what happens

                  omissimo, I’ve removed your link to your thread on the Upload your CCA / T&C's section, as only you and Niddy can view the content.


                  Best wishes
                  IF
                  "If wishes were horses, beggars would ride"

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                  • #39
                    Re: OH's Cahoot Flexiloan

                    Such a shame Rob Way' s client are still looking for the paperwork
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • #40
                      Re: OH's Cahoot Flexiloan

                      We have proof that it isn't SB; we paid 00.01p in 2011 .they have sent an I&E form for completion!
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • #41
                        Re: OH's Cahoot Flexiloan

                        Good luck Cym xx
                        if you do it today and you like it you can always do it again tomorrow

                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                        • #42
                          Re: OH's Cahoot Flexiloan

                          I was just going to send a one liner to say that I dispute their claim that 1p was paid in to the account, unless anyone has any other suggestion.
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                          • #43
                            Re: OH's Cahoot Flexiloan

                            Is it even possible to make a payment of 1p and who the hell would pay a penny let alone accept a payment of 1p. Are they seriously saying you paid 1p.

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                            • #44
                              Re: OH's Cahoot Flexiloan

                              Where did the 1p come from? Cym you're too generous. xx
                              if you do it today and you like it you can always do it again tomorrow

                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                              • #45
                                Re: OH's Cahoot Flexiloan

                                Originally posted by panther12 View Post
                                Is it even possible to make a payment of 1p and who the hell would pay a penny let alone accept a payment of 1p. Are they seriously saying you paid 1p.
                                Yes they have shown regular payments, a break, a payment of 1p and an I&E form!
                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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