Originally posted by findingaway
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That’s a very good point FAW what a bloody numpty I am.


It was a statute barred debt that was written off by Black Horse the original creditor and Hillesden Securities claim to have purchased the debt.
- I had been in continuous contact with Black Horse regarding dispute re interest charges and settlement figure for Secured Loan. I took it to F.O.S. they upheld my complaint in January for over £5,000.
- I have a letter from BH legal department advising me that Secured Loan was the only agreement outstanding with BH.
- Hillesden Securities provided a dodgy debt assignment dated 14th January 2007 and the debt had escalated from £2245 up to £4,500.
- I allegedly made a payment towards this debt with Hillesden Securities in July 2007, bullshit as I had never heard of them until I received court summons. They couldn’t provide any proof of this alleged payment.
- I sent them a SAR request and they sent a copy of letter dated August 2007 which was apparently to advise me that debt had been assigned to them. (the other debt assignment was dated 14th January)
- This letter also stated that I should inform them when I would be making my first payment. A very strange request considering they claim that I had made a payment the previous month.
Isn’t it pathetic I appeared at court 7 times, however didn’t get the opportunity to produce any of this evidence about their dodgy antics as they abandoned the case on the day of Proof Hearing.



Gerry x

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