advice on credit card debts

[davidm]

Re: advice on credit card debts

got this today from crapquest as niddy says this is UE shall i just ignore it or can i send a nice letter

[davidm]

Re: advice on credit card debts

email sent niddy

[Never-In-Doubt]

Re: advice on credit card debts

Ok niddy will send the letter ,what do you think the response will be ??

doesn't matter cos we'll still beat them and make them believe it is unenforceable (well thats the plan anyway)

[Deepie]

Re: advice on credit card debts

what do you think the response will be ??

^^ Niddy ^^

[davidm]

Re: advice on credit card debts

Ok niddy will send the letter ,what do you think the response will be ??

[Never-In-Doubt]

Re: advice on credit card debts

This MBNA card (£2k limit one) - it's enforceable you know....

They've sent the original agreement from 2002 and the PT's are on the back and they are all there - what a bummer

Sorry but this is

However don't stress, it's MBNA

Treat it as UE for the time being and send this back ---> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

[davidm]

Re: advice on credit card debts[new letter]

yes mate will sort it within the hour

you are a gentleman sir thanks

[Never-In-Doubt]

Re: advice on credit card debts[new letter]

ok niddy thanks btw did you get my email ??

yes mate will sort it within the hour

[davidm]

Re: advice on credit card debts[new letter]

nah, just sit tight - do nothing yet.

ok niddy thanks btw did you get my email ??

[Never-In-Doubt]

Re: advice on credit card debts[new letter]

shall i send the account in dispute letter ?it kept the other two dcas quite

nah, just sit tight - do nothing yet.

[davidm]

Re: advice on credit card debts[new letter]

Just tell the idiots that your original doorstep was collected years ago.

Or ignore it, as the threats are quite vague; they are hardly more significant than threatening to pick their noses and flick the bits in your approximate direction.

shall i send the account in dispute letter ?it kept the other two dcas quite

[CleverClogs (RIP)]

Re: advice on credit card debts[new letter]

just got this today from a new DCA have been through the cca request and niddy says it was UE,post 16-17 ,you can see by reading back in this thread ,what do i do now they havent given me much time to respond .

Just tell the idiots that your original doorstep was collected years ago.

Or ignore it, as the threats are quite vague; they are hardly more significant than threatening to pick their noses and flick the bits in your approximate direction.

[davidm]

Re: advice on credit card debts[new letter]

just got this today from a new DCA have been through the cca request and niddy says it was UE,post 16-17 ,you can see by reading back in this thread ,what do i do now they havent given me much time to respond .

[davidm]

Re: advice on credit card debts

David,

Would really be a good idea if you started a diary as advised by Niddy on post 15 on this thread... that way you could record all corresoondence between you and the and keep track of progress on your accounts. It would also make it a lot easier for other members to follow your journey and for Niddy and his helpers to suggest a course of action.

ok have started one for mbna myself v MBNA advice please - allaboutFORUMS

[PriorityOne]

Re: advice on credit card debts

Totally unenforceable

There's nothing quite as sweet as a straight answer.....