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  • davidm
    replied
    Re: advice on credit card debts

    got this today from crapquest as niddy says this is UE shall i just ignore it or can i send a nice letter
    Attached Files

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  • davidm
    replied
    Re: advice on credit card debts

    email sent niddy

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  • Never-In-Doubt
    replied
    Re: advice on credit card debts

    Originally posted by davidm View Post
    Ok niddy will send the letter ,what do you think the response will be ??
    doesn't matter cos we'll still beat them and make them believe it is unenforceable (well thats the plan anyway)

    Leave a comment:


  • Deepie
    replied
    Re: advice on credit card debts

    Originally posted by davidm View Post
    what do you think the response will be ??


    ^^ Niddy ^^

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  • davidm
    replied
    Re: advice on credit card debts

    Ok niddy will send the letter ,what do you think the response will be ??

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: advice on credit card debts

    This MBNA card (£2k limit one) - it's enforceable you know....

    They've sent the original agreement from 2002 and the PT's are on the back and they are all there - what a bummer

    Sorry but this is

    However don't stress, it's MBNA

    Treat it as UE for the time being and send this back ---> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

    Leave a comment:


  • davidm
    replied
    Re: advice on credit card debts[new letter]

    Originally posted by Never-In-Doubt View Post
    yes mate will sort it within the hour
    you are a gentleman sir thanks

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  • Never-In-Doubt
    replied
    Re: advice on credit card debts[new letter]

    Originally posted by davidm View Post
    ok niddy thanks btw did you get my email ??
    yes mate will sort it within the hour

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  • davidm
    replied
    Re: advice on credit card debts[new letter]

    Originally posted by Never-In-Doubt View Post
    nah, just sit tight - do nothing yet.
    ok niddy thanks btw did you get my email ??

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: advice on credit card debts[new letter]

    Originally posted by davidm View Post
    shall i send the account in dispute letter ?it kept the other two dcas quite
    nah, just sit tight - do nothing yet.

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  • davidm
    replied
    Re: advice on credit card debts[new letter]

    Originally posted by CleverClogs View Post
    Just tell the idiots that your original doorstep was collected years ago.

    Or ignore it, as the threats are quite vague; they are hardly more significant than threatening to pick their noses and flick the bits in your approximate direction.
    shall i send the account in dispute letter ?it kept the other two dcas quite

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  • CleverClogs (RIP)
    replied
    Re: advice on credit card debts[new letter]

    Originally posted by davidm View Post
    just got this today from a new DCA have been through the cca request and niddy says it was UE,post 16-17 ,you can see by reading back in this thread ,what do i do now they havent given me much time to respond .
    Just tell the idiots that your original doorstep was collected years ago.

    Or ignore it, as the threats are quite vague; they are hardly more significant than threatening to pick their noses and flick the bits in your approximate direction.

    Leave a comment:


  • davidm
    replied
    Re: advice on credit card debts[new letter]

    just got this today from a new DCA have been through the cca request and niddy says it was UE,post 16-17 ,you can see by reading back in this thread ,what do i do now they havent given me much time to respond .
    Attached Files
    Last edited by davidm; 19 March 2012, 21:24. Reason: new letter

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  • davidm
    replied
    Re: advice on credit card debts

    Originally posted by Flowerpower
    David,

    Would really be a good idea if you started a diary as advised by Niddy on post 15 on this thread... that way you could record all corresoondence between you and the and keep track of progress on your accounts. It would also make it a lot easier for other members to follow your journey and for Niddy and his helpers to suggest a course of action.

    ok have started one for mbna myself v MBNA advice please - allaboutFORUMS

    Leave a comment:


  • PriorityOne
    replied
    Re: advice on credit card debts

    Originally posted by Never-In-Doubt View Post
    Totally unenforceable
    There's nothing quite as sweet as a straight answer.....

    Leave a comment:

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