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  • #16
    Re: Debt transfer.

    I sent off a snotty reply to Moorcroft. I'm really quite angry getting letters off Moorcroft, telling me off, make an offer of repayment to avoid collection activity etc.. I just thought... oh no, not all this again. I told Moorcroft that like Lloyds requested i will pay them instead, but if i get the slightest problem from Moorcroft i'll continue to pay Lloyds as per the Order. Are Moorcrofts likley to have bought the debt or just administering it ?

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    • #17
      Re: Debt transfer.

      Administering - they are not a Debt Purchaser, it seems from people comments Lloyds have farmed out collections via Moorcroft lately. personally I would just carry on as per CCJ
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • #18
        Re: Debt transfer.

        As above - continue with the terms of the order (not ccj). If that's lloyds, pay lloyds until THEY say otherwise.
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        • #19
          Re: Debt transfer.

          I had a TO set up for me with Lloyds via the Court of Protection and rubber stamped by the courts.


          Are Lloyds being aware of my vulnerability allowed to ‘sell on’ or change the administrator of the TO without an order from the court if the terms of the TO do not specify this?


          My TO is worded similar to the example given here (dates and amount differences).


          I was not aware that either side could vary the terms (even with referring the matter back to court as the TO does not include this and the solicitor from the CoP never made this clear in any communication to me or the family member looking after my interests whilst i was in hospital.

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          • #20
            Re: Debt transfer.

            Originally posted by realfedup View Post
            I had a TO set up for me with Lloyds via the Court of Protection and rubber stamped by the courts.


            Are Lloyds being aware of my vulnerability allowed to ‘sell on’ or change the administrator of the TO without an order from the court if the terms of the TO do not specify this?


            My TO is worded similar to the example given here (dates and amount differences).


            I was not aware that either side could vary the terms (even with referring the matter back to court as the TO does not include this and the solicitor from the CoP never made this clear in any communication to me or the family member looking after my interests whilst i was in hospital.
            I'm not sure of the background to this realfedup but I don't think that selling on or changing the administrator is counted as changing the terms. As long as you're paying the same amount as on the TOwhat difference does it make who you pay it to?
            Let your smile change the world but don't let the world change your smile

            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #21
              Re: Debt transfer.

              Hi Pixie

              I see your point. I just wondered.

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