Help with Cabot

[Spent2much]

Re: Help with Cabot

if the PO was blank what is the problem of them putting in their own name??? unless it is to pass some time to try and find the CCA

That's what happened to me a month back Marlin returned a PO because they wanted their name on it lol, i left it blank but eh! not worried it passed some more time the silly beggars

[nightwatch]

Re: Help with Cabot

if the PO was blank what is the problem of them putting in their own name??? unless it is to pass some time to try and find the CCA

[Beefy1976]

Re: Help with Cabot

Quick update...

Had a rather speedy reply and they have returned my postal order as they want it made payable to them.

I am to 'return it to them as a matter of urgency'.

I shall get on to it tomorrow when I am in work.

[Beefy1976]

Re: Help with Cabot

Both letters sent off separately by recorded delivery today.

Let's see what happens next.

As always, I really do appreciate the support and advice I have received.

[Beefy1976]

Re: Help with Cabot

Thanks Deepie - I will send the letters off soon...

I have 14 days so I will send at day 12

[Deepie]

Re: Help with Cabot

Crossed posts with Deepie, I'd go with his then, send separately if you can

Only reason is to confuse them even more...and before we know it it'll be the end of July....

[Undercover Elsa]

Re: Help with Cabot

Crossed posts with Deepie, I'd go with his then, send separately if you can

[Beefy1976]

Re: Help with Cabot

Thank you very much

[Undercover Elsa]

Re: Help with Cabot

Yes, just add a line to say you enclose a formal CCA Request and the £1 statutory fee which must not be used for any other purpose.. Send recorded of course.

I've just removed your earlier photobucket link and uploaded pdf's of the letter instead

[Deepie]

Re: Help with Cabot

Thank you.

Am I ok to send them together?

Cheers,
Beefy

I'd send them separate if it were me.......

[Beefy1976]

Re: Help with Cabot

Thank you.

Am I ok to send them together?

Cheers,
Beefy

[Undercover Elsa]

Re: Help with Cabot

OK just read back, that means in your case 27th July.
Time to send another CCA Request and the LBA response as suggested earlier methinks.

[Undercover Elsa]

Re: Help with Cabot

No probs Beefy
Yep so the SB clock would have started the day after your first missed payment then.

[Beefy1976]

Re: Help with Cabot

Sorry for the blunt previous reply - I was using my phone to post.

I had been paying sometimes more than the minimum payment but the last few payments were minimum payments. The card was taken out after April 2007 so I guess the best plan is to try and keep them from starting legal proceedings before the SB date which is so close now...

This is my only debt and I really don't want to fall foul at the 11th hour so to speak.

Thanks for all your help so far and your future advice

[Beefy1976]

Re: Help with Cabot

Hi,I had been paying the minimum payment up until I stopped. It was taken out post April 2007.