Selling house - CCJ

[marling]

many thanks, so day after sale i can call up and make a FFS yes ? or do you think i should carry on paying £1 however i will have £££ in the bank so if they wanted a financial breakdown further down the line would i have to pay the full balanace ?

regards

[The Tech Clerk]

good - no charging order mostly charging orders after 2012 after a limit of £1000. any sale will not be affected as they would not know and no charging order so solicitor can complete without knowledge as it is not relevant in this case,

[marling]

TOA: loan
DATE START: approx 2004
BALANCE: 13k
LAST FP : the loan 2008 - ccj £1 this month
ARRANGEMENT: £1 to moorcroft
STATUS: CCJ in place - no charging order

hope i answered correctly
regards

[The Tech Clerk]

• Fill this out:- better idea of situation even with CCJ?
• Type of account -
• Date commenced -
• Approx balance -
• Date last 'full' payment -
• Arrangement -
• Status - CCJ in place

[The Tech Clerk]

Moorcroft are only collection agents., question ? did you have a charging order on the house??? if not there is no problem, @colin any comment?

[marling]

Hi all

could i ask for advice please,

I have a CCJ from 2007 to RBS loan who i have paid £1 month for the last 14 years, moorcroft have taken over the debt in recent years.

Ok I have decided to sell my house and rent for the time being, thus giving me a lump sum of £££
i would like to pay a FFS to them to clear the debt, i have in fact had an offer off moorcroft i would like to except, but obviously i cannot do this until my house is sold/completed. so on the day i complete my house sale and then speak to moorcroft to pay the offer will this work against me as i have sold my house, would they find out about the sale ?

thanks in advance
regards
Marling