Letter of Claim from Howard Cohen and Co Solicitors

[globus]

Hi all

I desperately need your help and advice as I believe this is only the beginning of my problems.

I have just received a Letter of Claim dated 30.09.2020 from Cohen Howard & Co Solicitors advising that they were acting for their client, Hoist Finance UK Holding 3 LTD (ex Barclaycard) who intend to issue proceedings in County Court for an outstanding amount I have failed to pay, with the purpose of obtaining a CCJ, unless I provided them with acceptable proposals for paying them £7k+ within 30 days of their letter ( click the link for the scan of the letter )

Received a claim - Yes
Issue Date - 30/09/2020
Have you Acknowledged the Claim - No
Total Amount Claimed - £ 7759
Claimant’s Name - Hoist Finance
Solicitors Firm - Howard Cohen
Original Creditor - Barclay Card
Default date - First areas January 2017 Default July 2017
Original Debt (eg. Credit card/Loan/Overdraft) : Credit Card
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): Not statute-barred. No contact with anyone about the debt
List any letters you have sent (eg: CCA/ CPR ): No letters sent as of yet
Reason for default? Was going through a difficult family situation and wasn't able to carry on paying. Wife left me with two kids wiping out our bank accounts.
Are you able to pay for it? No, I'm not. I'm a single self-employed dad and due to Coronavirus I barely can make any money at all. Right now I'm looking for 9-5 job as it doesn't look that I will be able to support my kids from my self-employment any time soon.

I had a look through other similar topic and I was hoping that someone could guide me how to sort out this matter and talk me through step by step what might happen.
I hope I have included enough details but if anything is missing please let me know and I will update this asap.

What would be the next step? Should I send CCA request with postal order to Hoist?

I really appreciate any help you can provide.

[Timewilltell]

You can send the front page if claim form to Di, who will browse over and advise accordingly.Diana Mayhew

[globus]

Can I drop it here?

.

[The Tech Clerk]

Diana Mayhew

[Joanna Connolly Solicitors]

I desperately need your help and advice as I believe this is only the beginning of my problems.

I have just received a Letter of Claim dated 30.09.2020 from Cohen Howard & Co Solicitors advising that they were acting for their client, Hoist Finance UK Holding 3 LTD (ex Barclaycard) who intend to issue proceedings in County Court for an outstanding amount I have failed to pay, with the purpose of obtaining a CCJ, unless I provided them with acceptable proposals for paying them £7k+ within 30 days of their letter ( click the link for the scan of the letter )

Received a claim - Yes
Issue Date - 30/09/2020
Have you Acknowledged the Claim - No
Total Amount Claimed - £ 7759
Claimant’s Name - Hoist Finance
Solicitors Firm - Howard Cohen
Original Creditor - Barclay Card
Default date - First areas January 2017 Default July 2017
Original Debt (eg. Credit card/Loan/Overdraft) : Credit Card
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): Not statute-barred. No contact with anyone about the debt
List any letters you have sent (eg: CCA/ CPR ): No letters sent as of yet
Reason for default? Was going through a difficult family situation and wasn't able to carry on paying. Wife left me with two kids wiping out our bank accounts.
Are you able to pay for it? No, I'm not. I'm a single self-employed dad and due to Coronavirus I barely can make any money at all. Right now I'm looking for 9-5 job as it doesn't look that I will be able to support my kids from my self-employment any time soon.

I had a look through other similar topic and I was hoping that someone could guide me how to sort out this matter and talk me through step by step what might happen.
I hope I have included enough details but if anything is missing please let me know and I will update this asap.

What would be the next step? Should I send CCA request with postal order to Hoist?

I really appreciate any help you can provide.

Hello

I’m happy to help you with your Letter of Claim from Howard Cohen solicitors sent on behalf of their client Hoist who may have lack of FCA authorisation problems. And other legal issues.

This could be the beginning of the end of your problems not the start.

Dont send a CCA Request until the situation becomes clearer because it may (may not) do more harm than good depending on the history of the debt.

I’m a single parent too so I know how you feel.

email me if you like using di@joannaconnollysolicitors.co.uk

Di

[globus]

Thank you. I will send you an email

[Joanna Connolly Solicitors]

Thank you. I will send you an email

I've replied to your email

Di

[Joanna Connolly Solicitors]

received a Letter of Claim dated 30.09.2020 from Cohen Howard & Co Solicitors advising that they were acting for their client, Hoist Finance UK Holding 3 LTD (ex Barclaycard) who intend to issue proceedings in County Court for an outstanding amount I have failed to pay, with the purpose of obtaining a CCJ, unless I provided them with acceptable proposals for paying them £7k+ within 30 days of their letter

Has anything more happened since Howard Cohen sent you that Letter of Claim on behalf of Hoist?

Di