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I've been on a debt treadmill for over 10 years.
At its worst my debt was over £15.6k, thanks in no small part to a lifetime of undiagnosed chronic depression.
I've paid off around £3k of that through work bonuses and got my mental health in order, but I just want the debt to go away. I set up as self-employed writer earlier this year but obviously corona made starting my business much more difficult and I've effectively been coasting/living on savings, part-time wages from side jobs and not really getting much business progress done. Obviously had no help from the Gmt either as a newly self-employed person, except for around £300 a month in furlough wages from my zero-hour side jobs.
I just want the debt to go away. I feel like it's a hangover from my old, depression days and although my mental health is better now (thanks to spending thousands on life-saving private therapy) it just feels like a millstone around my neck stopping me from flying.
All I want is to own my own property and that just feels like an unattainable pipe dream. I'm 32 and I feel like I'm in the most hopeless situation.
Sorry for the vent. I'm just tired of having to justify my being stingy to all my friends who have so much more disposable income and stability than I do (they are all married, I'm single and being single is more expensive too). I've had to use money to duck out of things for years but it feels like the debt will plague me forever.
At its worst my debt was over £15.6k, thanks in no small part to a lifetime of undiagnosed chronic depression.
I've paid off around £3k of that through work bonuses and got my mental health in order, but I just want the debt to go away. I set up as self-employed writer earlier this year but obviously corona made starting my business much more difficult and I've effectively been coasting/living on savings, part-time wages from side jobs and not really getting much business progress done. Obviously had no help from the Gmt either as a newly self-employed person, except for around £300 a month in furlough wages from my zero-hour side jobs.
I just want the debt to go away. I feel like it's a hangover from my old, depression days and although my mental health is better now (thanks to spending thousands on life-saving private therapy) it just feels like a millstone around my neck stopping me from flying.
All I want is to own my own property and that just feels like an unattainable pipe dream. I'm 32 and I feel like I'm in the most hopeless situation.
Sorry for the vent. I'm just tired of having to justify my being stingy to all my friends who have so much more disposable income and stability than I do (they are all married, I'm single and being single is more expensive too). I've had to use money to duck out of things for years but it feels like the debt will plague me forever.
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