Hello all,
Its been a very long time since i last posted, my credit file is clean this June and most of my debt more or less settled.
This question is on behalf of my other half if you guys can remind me of the possible ways to handle a recent financial statement request from Drysden fairfax.
My OH had a Sainsburys credit card way back in 2003, we both fell behind with payments and eventually the debt was sold on to Arrow Global.
The amount outstanding is for nearly £3000.
Payments of £10.00 per month have been made each month for the past 4 years.
They have now requested a financial statement to look at the current agreement.
My question is should she fill in the statement and if so should she include my earnings and outgoings?
I know in the past i always ignored these requests on my debts, but i want to make sure i am not asking my OH to risk possible court action to recover the debt if she does not comply with this request.
We did request the credit agreement details way back and they came back as enforceable as far as i can remember.
Hope this is enough information, and thank you in advance for any advice given.
All the best
Steve
Its been a very long time since i last posted, my credit file is clean this June and most of my debt more or less settled.
This question is on behalf of my other half if you guys can remind me of the possible ways to handle a recent financial statement request from Drysden fairfax.
My OH had a Sainsburys credit card way back in 2003, we both fell behind with payments and eventually the debt was sold on to Arrow Global.
The amount outstanding is for nearly £3000.
Payments of £10.00 per month have been made each month for the past 4 years.
They have now requested a financial statement to look at the current agreement.
My question is should she fill in the statement and if so should she include my earnings and outgoings?
I know in the past i always ignored these requests on my debts, but i want to make sure i am not asking my OH to risk possible court action to recover the debt if she does not comply with this request.
We did request the credit agreement details way back and they came back as enforceable as far as i can remember.
Hope this is enough information, and thank you in advance for any advice given.
All the best
Steve
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