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Hi everyone
I have a claim form from which I need to respond to within next few days really.
I have no experience with these things and would appreciate some advice.
The claim is from is for an alleged debt with Lowells (shop direct)
Before the claim form arrived, I had previously requested a copy CCA which they supplied together with a statement of account.
I emailed Niddy and he believes the CCA is enforceable.
I dont really know what step to take next, If it needs to be paid I can only really afford a minimal payment per month as my family financial position isn't great.
There are £400+ of charges on the statement, can i request a breakdown of these on contest unfair charges for instance?
Any advice really appreciated.
I have a claim form from which I need to respond to within next few days really.
I have no experience with these things and would appreciate some advice.
The claim is from is for an alleged debt with Lowells (shop direct)
Before the claim form arrived, I had previously requested a copy CCA which they supplied together with a statement of account.
I emailed Niddy and he believes the CCA is enforceable.
I dont really know what step to take next, If it needs to be paid I can only really afford a minimal payment per month as my family financial position isn't great.
There are £400+ of charges on the statement, can i request a breakdown of these on contest unfair charges for instance?
Any advice really appreciated.
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