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A little help with a claim form from Lowells please

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  • A little help with a claim form from Lowells please

    Hi everyone

    I have a claim form from which I need to respond to within next few days really.

    I have no experience with these things and would appreciate some advice.

    The claim is from is for an alleged debt with Lowells (shop direct)

    Before the claim form arrived, I had previously requested a copy CCA which they supplied together with a statement of account.

    I emailed Niddy and he believes the CCA is enforceable.

    I dont really know what step to take next, If it needs to be paid I can only really afford a minimal payment per month as my family financial position isn't great.

    There are 400+ of charges on the statement, can i request a breakdown of these on contest unfair charges for instance?

    Any advice really appreciated.

  • #2
    This is a duplicated thread.

    Di
    Legal Disclaimer

    I am a Litigation Executive at
    Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at di@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. Our initial advice is always free.

    Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

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