myself and barclaycard

[davidm]

Re: myself and barclaycard

so I would send this http://www.all-about-debt.co.uk/inde...o-cca-received this mob are like persistant children who just will not be told. While the default notice is almost certainly bad, they still haven't been able to supply any compliant paperwork for thousands of these accounts simply because Barclaycard doesn't have it and therefore cannot give any DCA it.

I replied to the previous letter with the " the you are mistaken that i have not sent a sold in dispute letter" along with copies

originally.they sent back the cca, niddy looked at it said it was UE, i then sent a missing PTs letter ,they replied by saying they sent all the correct paperwork ,i will post the letter you have advised on monday .thanks MRS D
shall i send them copies of the sold in dispute letters again ???

[davidm]

Re: myself and barclaycard

What was in your reply letter to MKDP on 30/10/14? Four months later things may have moved on.

This is still with MKDP but if this gets escalated to Keynes Collections (all part of the same Compello Group) then you may need to take things a bit more seriously.

How much is the debt?




I agree with this legal stance in theory, but I would also say "tell it to the Judge" because it doesn't matter why you believe a debt to be UE the ultimate decision is with the court.

MKDP have a known habit of ignoring what debtors tell them in the hope that a court will say different.

I'm sure this will be fine if you manage the situation without assuming you're home and dry with the Mercers DN issue.

i sent a letter saying they were mistaken that i had not sent a sold in dispute letter and sent them copies of the ones i sent.debt is around £1200

[davidm]

Re: myself and barclaycard

Look at my post 28th Jan, Mercers default notices cannot count. Did you ever get a notice of assignment from Barclaycard to Mercers? NO, neither did I. Account terminated on the back of a defective default notice!

no i didnt get anything like that

[PlanB]

Re: myself and barclaycard

got this letter today this is my OTHER account with barclays [barclaycard gold] i have already sent 2 sold in dispute letters one to MKRR and one to CSL the first DCA ,so should i send them copies of the two sold in dispute letters,one in 2013 and one in 2014, along with a covering letter .? thanks
i have already replied to a similar letter on the 30/10/2014

What was in your reply letter to MKDP on 30/10/14? Four months later things may have moved on.

This is still with MKDP but if this gets escalated to Keynes Collections (all part of the same Compello Group) then you may need to take things a bit more seriously.

How much is the debt?

Mercers default notices cannot count. Did you ever get a notice of assignment from Barclaycard to Mercers? NO, neither did I. Account terminated on the back of a defective default notice!

I agree with this legal stance in theory, but I would also say "tell it to the Judge" because it doesn't matter why you believe a debt to be UE the ultimate decision is with the court.

MKDP have a known habit of ignoring what debtors tell them in the hope that a court will say different.

I'm sure this will be fine if you manage the situation without assuming you're home and dry with the Mercers DN issue.

[MrsD]

Re: myself and barclaycard

so I would send this http://www.all-about-debt.co.uk/inde...o-cca-received this mob are like persistant children who just will not be told. While the default notice is almost certainly bad, they still haven't been able to supply any compliant paperwork for thousands of these accounts simply because Barclaycard doesn't have it and therefore cannot give any DCA it.

[Enforcer]

Re: myself and barclaycard

Look at my post 28th Jan, Mercers default notices cannot count. Did you ever get a notice of assignment from Barclaycard to Mercers? NO, neither did I. Account terminated on the back of a defective default notice!

[davidm]

Re: myself and barclaycard

got this letter today this is my OTHER account with barclays [barclaycard gold] i have already sent 2 sold in dispute letters one to MKRR and one to CSL the first DCA ,so should i send them copies of the two sold in dispute letters,one in 2013 and one in 2014, along with a covering letter .? thanks
i have already replied to a similar letter on the 30/10/2014

[davidm]

Re: myself and barclaycard

Ok will do thanks again

[MrsD]

Re: myself and barclaycard

I think they've been scrabbling around for some documents to send and this was all they could find, so just keep steady and let us know what happens next.

[davidm]

Re: myself and barclaycard

I thought they were both the same letters but just spotted that the received stamp is a little more slanted on the second one

one is 2012 and for£60 the other is 2013 and for £200

[marypoppins]

Re: myself and barclaycard

I thought they were both the same letters but just spotted that the received stamp is a little more slanted on the second one

[Enforcer]

Re: myself and barclaycard

I could not understand why they sent me copies of 2 defective default notices either. Wrote to MKDP to thank them for providing me with copies of obviously defective notices, confirming what I had already told them!

[MrsD]

Re: myself and barclaycard

as Elsa says, just keep an eye on it for the moment, why on Earth did the just suddenly send off a couple of old DNs? What dates are on them are they old?

[davidm]

Re: myself and barclaycard

just file it away and see what comes next

So no need to reply with a letter ?
Is this what I asked for in the previous letter,I don't understand why they have sent me these 2 DNs
Thanks MRSD

[Undercover Elsa]

Re: myself and barclaycard

I think these must be in response to the much earlier Letter Before Claim response as there's no request for a DN in the link above.
The DN should have Barclay's address on, not Mercers. Some of Mercers DN's also mistakenly had s.87(i) in the header instead of 87 (1). I can't see clearly enough whether that's the case here. The OFT Statement is present, sadly. What's the date on the letters and remedy dates?
You need to tread very carefully now, you've already been on the brink with a previous LBA, so keep us informed as soon as they send anything.
What's the current position with your last CCA Request?

Elsa x