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Re: Settlement on CCJ
3 phone calls today from 2 different numbers and 1 answerphone message!
3 phone calls today from 2 different numbers and 1 answerphone message!
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I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: Settlement on CCJ
A settlement has been agreed, though they refuse to show my CRAs as fully settled, but as it was shown as defaulted in 2007 this shouldn't be a sticking point
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Settlement on CCJ
Brilliant Cym, new start nowOriginally posted by cymruambyth View PostA settlement has been agreed, though they refuse to show my CRAs as fully settled, but as it was shown as defaulted in 2007 this shouldn't be a sticking point
"If wishes were horses, beggars would ride"
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Re: Settlement on CCJ
Well done Cym onwards and upwards xif you do it today and you like it you can always do it again tomorrow
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Settlement on CCJ
HiOriginally posted by cymruambyth View PostA settlement has been agreed, though they refuse to show my CRAs as fully settled, but as it was shown as defaulted in 2007 this shouldn't be a sticking point
my ccj drops of credit file next year is it best to offer F/F once it has gone, still have 10years to pay £10 per month.
Helmsman.
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HiOriginally posted by cymruambyth View PostA settlement has been agreed, though they refuse to show my CRAs as fully settled, but as it was shown as defaulted in 2007 this shouldn't be a sticking point
my ccj drops of credit file next year is it best to offer F/F once it has gone, still have 10years to pay £10 per month.
Helmsman.Comment
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Re: Settlement on CCJ
Are you a home owner? Why do you want to clear it? Do you have spare funds?I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Settlement on CCJ
If you settle the CCJ then the cra files must reflect its settled and thus under the entry it will update the status to settled and the amount owed would be shown as £0.Originally posted by cymruambyth View PostA settlement has been agreed, though they refuse to show my CRAs as fully settled, but as it was shown as defaulted in 2007 this shouldn't be a sticking point
If you make a partial settlement the status will show "partial settlement".I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Settlement on CCJ
The CCJ still exists of course, until it's settled / partially settled by agreement.Originally posted by helmsman View Post
If you've still got £2,000 owed on the CCJ and its 6 years old already then I don't see why you can't make a cheeky offer - in essence you've paid £600 over the last 6 years so you could offer a single £600 to settle it. They may bite.....
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Settlement on CCJ
Hi Niddy,Originally posted by Never-In-Doubt View PostThe CCJ still exists of course, until it's settled / partially settled by agreement.
If you've still got £2,000 owed on the CCJ and its 6 years old already then I don't see why you can't make a cheeky offer - in essence you've paid £600 over the last 6 years so you could offer a single £600 to settle it. They may bite.....
Once a ccj has passed the 6 years and has gone from credit file but money is still owed and being paid can a potential lender see this?. I am thinking where ccjs are registered.
Helmsman.Comment
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Re: Settlement on CCJ
I believe the Trust register only holds details for 6 years whether they are cleared or still owing.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Settlement on CCJ
Indeed. Post +6 years all trace vanishes. Whether you pay or not.
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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