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  • #16
    Re: New and need help

    Originally posted by Rachid10 View Post
    Yes that's true credit cards are just another noose around your neck, Natwest are the worst I have been banking with them for 20 years and the first difficult patch I hit they hit me with 2 defaults even after I offered to repay both accounts fully for not putting defaults on my file.its not like it was for £20,000, it was 900 combined. How long should settled defaults be before they has little impact on credit applications?
    Kind regards. Rachid
    round about 3 years .....longer if mortgage application
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • #17
      Re: New and need help

      Yeah I know what you mean, although a few bad months and they punish you for 6 years is abit extreme I think, even 1 year down the line I will be in a much healthier financially

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      • #18
        Re: New and need help

        Originally posted by Never-In-Doubt View Post
        there was before McGuffick - have a read here: ---> McGUFFICK v RBS [2009]
        Before "THE HONOURABLE MR JUSTICE FLAUX".

        Anagrams include:
        Is feculent, urethral jumbo hoax.
        Luxuries man fouler hatchet job.
        Flatulent, cushier jumbo hoaxer.
        He's the ejaculator or bum influx.
        He's jubilant of excretal humour.
        The club injure homosexual fart.
        I'm the jocular but sneerful hoax.
        He is on a hurtful excretal jumbo.
        He's jubilant foul rectum hoaxer.
        A truculent hoaxer of his jumble.
        He's truculent if a jumble or hoax.

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        • #19
          Re: New and need help

          Originally posted by in 2 deep View Post
          round about 3 years .....longer if mortgage application
          Bit like this then mate: ---> allaboutFORUMS - View Single Post - New and need help

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