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  • #16
    Re: Link Financial

    Originally posted by PriorityOne View Post
    They bought it in 2007?!

    What they been doing for the past 5 years then?!

    This sounds like a last-ditched attempt to get you to re-acknowledge a debt before SB status kicks in. Also, if it's taken them this long to act upon it, then the chances of them having any enforceable paperwork will be low anyway.
    Never heard from these people before, they're new to me?

    Comment

    • #17
      Re: Link Financial

      Originally posted by sam View Post
      Can't remember it but I had a fair few!!
      GE money did the finance for all sorts of in shop loans, store cards etc. So it's most likely something of that sort.
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

      Comment

      • #18
        Re: Link Financial

        Originally posted by sam View Post
        Never heard from these people before, they're new to me?
        They're new to you (Link) because they've bought a debt from someone else for peanuts..... and are now chasing you for the original alleged outstanding balance. That's how they make a profit.

        Ignore for now though, as said though.

        Remember the mantra:
        NEVER communicate by 'phone.
        Send EVERYTHING by Recorded/Special Delivery
        Keep a copy of EVERYTHING sent
        Keep hold of EVERYTHING received
        PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment

        • #19
          Re: Link Financial

          Had exactly the same when Link started on me. Seems to be their standard tactic. They bought my debt back in 07 as well, didn't hear from them until last year. I've had everything from reductions in how much I 'need' to pay to threats of doorstep visits (which never materialised). They have my phone numbers so have accidentally spoken to them a couple of times, they are full of threats. If they ever do call just fail security. Saying that they told me the details of why they were calling even though I didn't give them my details.

          As said, they buy up either close to, or already SB debt in the hopes the debtor doesn't know their rights and either resets the SB clock or starts paying not knowing they don't have to.

          Comment

          • #20
            Re: Link Financial

            Originally posted by asm76 View Post
            Had exactly the same when Link started on me. Seems to be their standard tactic. They bought my debt back in 07 as well, didn't hear from them until last year. I've had everything from reductions in how much I 'need' to pay to threats of doorstep visits (which never materialised). They have my phone numbers so have accidentally spoken to them a couple of times, they are full of threats. If they ever do call just fail security. Saying that they told me the details of why they were calling even though I didn't give them my details.

            As said, they buy up either close to, or already SB debt in the hopes the debtor doesn't know their rights and either resets the SB clock or starts paying not knowing they don't have to.
            I never acknowledge phone calls lol..
            How would they set the SB clock ticking again?

            Comment

            • #21
              Re: Link Financial

              By you paying or writing in acknowledging it is your debt. Writing and saying "get fooked" does NOT acknowledge it. Saying "I last paid 6 years ago" DOES affect it
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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              • #22
                Re: Link Financial

                Link have been known to pay a £ to the account themselves to keep it from going SB.

                Comment

                • #23
                  Re: Link Financial

                  Originally posted by pompeyfaith View Post
                  Link have been known to pay a £ to the account themselves to keep it from going SB.
                  Oh great so then where do we stand?

                  Comment

                  • #24
                    Re: Link Financial

                    Originally posted by Never-In-Doubt View Post
                    By you paying or writing in acknowledging it is your debt. Writing and saying "get fooked" does NOT acknowledge it. Saying "I last paid 6 years ago" DOES affect it
                    So even when it's gone SB I still don't say I last paid **** or is it OK to say when I last paid after it's SB?

                    Comment

                    • #25
                      Re: Link Financial

                      By tricking you into acknowledging that the debt is yours - possibly by you making a payment.
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                      Comment

                      • #26
                        Re: Link Financial

                        Originally posted by pompeyfaith View Post
                        Link have been known to pay a £ to the account themselves to keep it from going SB.
                        Sam,

                        I am not saying the above has happened in your case, but merely pointing out what they are capable off.

                        If this is the case though it will still be SB when the period is reached.
                        Last edited by pompeyfaith; 2 January 2012, 22:15.

                        Comment

                        • #27
                          Re: Link Financial

                          Account statement receive today!

                          Comment

                          • #28
                            Re: Link Financial

                            I got one of those too. They still don't know for certain I am the correct debtor as I've never confirmed any of my details with them

                            Comment

                            • #29
                              Re: Link Financial

                              Originally posted by asm76 View Post
                              I got one of those too. They still don't know for certain I am the correct debtor as I've never confirmed any of my details with them
                              Snap... So we just carry on ignoring?

                              Comment

                              • #30
                                Re: Link Financial

                                Yes, carry on as you are just ignore and upload any letters here and niddy will advise

                                Comment

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