can any one help

[Never-In-Doubt]

Re: can any one help

The claim dates to 2008 I did not know of its existence till August 2011

awesome thanks

[BB1956]

Re: can any one help

While I am waiting for the N1 can someone throw light on why the following happened.

When I submitted my 1st N244 I was specific about service address and the case was transferred to my local court. However, the hearing papers were sent to another address which I did not live at and that was the reason why I did not attend the 1st hearing and this seems to be held against me. Why would the papers be sent to a different address than indicated on the N244?

Anybody?

[BB1956]

Re: can any one help

I have today recieved a letter from the court stating the N1 does not exist as this was done on line but can send a print out of the details of the claim

[Never-In-Doubt]

Re: can any one help

I have today recieved a letter from the court stating the N1 does not exist as this was done on line but can send a print out of the details of the claim

Yep this is normal, the good thing is this is usually free..... they'll send it via post

[BB1956]

Re: can any one help

This is what the court has sent me, what intrigues me is why does it now show my present address and not the address the judgement was issued against

[BB1956]

Re: can any one help

I need to know what I can do. Currently I am stuck with a CCJ that means absoloutely nothing to me I dont know what it relates to. Surely I should be able to do something about this can anyone help me?

[BB1956]

Re: can any one help

Is it worthwhile for me to do a CCA request?

[MrsD]

Re: can any one help

this is not my area BB, but I think you must get all detail from the courts. Do you recognise this as your debt? If not you need to argue this with the court cos they can't give you a CCJ for someone else's debt but you are going to have to do the legwork and prove it isn't yours.

[BB1956]

Re: can any one help

I am aware of this the crux is obtaining a copy of the credit agreement once I have that then I can prove. I think the creditor will say we have judgement why should we? I do not know what this debt is

[garlok]

Re: can any one help

Mrs D is right BB1956. However there is little anyone can do to provide you with help unless you have some real detail to flesh out the very sketchy responses you have had. I am coming to the conclusion that you will neeed some professional help to sort this out if you cannot obtain the necessary information from the courts. It is inconceivable to me that the courts do not have this information even if you have to pay a fee to get it.

If you cannot get any real substance to your legwork first then perhaps a PM to Paul one of our moderators on here who works for our preferred solicitors might be in order.

regards
Garlok

[BB1956]

Re: can any one help

What is Paul's username?

[garlok]

Re: can any one help

Hi BB,

Its Paul. He is one of the senior moderators (green avatar) and he is a consumer litigation expert with the solicitors we refer those in need of professional help to (probably the best consumer law outfit in the country).

regards
Garlok

[BB1956]

Re: can any one help

I keep tryIng to send to username Paul and it keeps telling me username not found I am obviously being thick

[IF]

Re: can any one help

What is Paul's username?

Send a message to Paul ----> allaboutFORUMS

Best wishes
If...x

[PlanB]

Re: can any one help

I need to know what I can do. Currently I am stuck with a CCJ that means absoloutely nothing to me I dont know what it relates to. Surely I should be able to do something about this can anyone help me?

A CCJ is a piece of paper not a removal truck Trust the guys here to guide you through this