DCA Help

[Wishfull]

Re: DCA Help

Just sent you an email Niddy,if you could take a look at it for me that would be great.Its a copy of a letter i received this afternoon from them claiming everything they've sent is enough to comply with the CCA.

sorry for butting in but if the car kept breaking down and they took it back could you not also argue fit for purpose

[Never-In-Doubt]

Re: DCA Help

You've told them once that the prescribed terms were not present, that is suffice.

Ignore this silly letter - they talk shyte!

[KittyCat1]

Re: DCA Help

Hi Niddy

Just had a red card through the post from Hillesden saying they would like to arrange for a representative to call at my address within the next week.To speak with one of their co ordinators please telephone quoting ref no...

Any ideas what to do please.

[swanfan]

Re: DCA Help

Hi Niddy

Just had a red card through the post from Hillesden saying they would like to arrange for a representative to call at my address within the next week.To speak with one of their co ordinators please telephone quoting ref no...

Any ideas what to do please.

Hiya,

Send this to Hillesden--> Harassment & Threat of Doorstep-Visit Template

[Never-In-Doubt]

Re: DCA Help

Hiya,

Send this to Hillesden--> Harassment & Threat of Doorstep-Visit Template

[KittyCat1]

Re: DCA Help

Hi again

I received a letter this morning from Mercantile Data Bureau Ltd?? They say they are an associated company of DLC,contacting me about this unpaid debt.They say the account has been transferred to them due to continued failure to discharge my current liability and all future contact is to be made to them.Part of their process involves profiling accounts to pass to doorstep specialists who may arrange to visit my home,but they'd rather give me the opportunity to discuss the account over the telephone.They also urge me to contact them to conclude the matter as quickly as possible.

What should i do?? Any help appreciated,as always.

[Never-In-Doubt]

Re: DCA Help

Hi again

I received a letter this morning from Mercantile Data Bureau Ltd?? They say they are an associated company of DLC,contacting me about this unpaid debt.They say the account has been transferred to them due to continued failure to discharge my current liability and all future contact is to be made to them.Part of their process involves profiling accounts to pass to doorstep specialists who may arrange to visit my home,but they'd rather give me the opportunity to discuss the account over the telephone.They also urge me to contact them to conclude the matter as quickly as possible.

What should i do?? Any help appreciated,as always.

what account is this for? Please link to a previous post or at least tell us what's it relating to? Remember I see 100's of things daily and cannot recall all the details....

[KittyCat1]

Re: DCA Help

Its for the same post,same account.DLC have passed it to Mercantile Data Bureau Ltd.

[Never-In-Doubt]

Re: DCA Help

Its for the same post,same account.DLC have passed it to Mercantile Data Bureau Ltd.

Ok, sorry - this is Barclays and DLC then yes? It doesn't matter if DLC sell it, just ignore them for now.

[KittyCat1]

Re: DCA Help

Ok thankyou,sorry i didnt make myself clear.

Regarding the threat of a doorstep visit,do you think i should send the doorstep visit template letter like i sent to DLC,or just completely ignore them?

[Never-In-Doubt]

Re: DCA Help

Ok thankyou,sorry i didnt make myself clear.

Regarding the threat of a doorstep visit,do you think i should send the doorstep visit template letter like i sent to DLC,or just completely ignore them?

Sorry, yes send them a copy of the last letter you sent to DLC - with a cover note saying "see attached, same rules apply"



When did you last pay into this account/debt? by the way...?

[KittyCat1]

Re: DCA Help

Ok thanks. I stopped paying over 4 years ago.

[Never-In-Doubt]

Re: DCA Help

Ok thanks. I stopped paying over 4 years ago.

That's what I thought and we need to get to 6yrs for statute barred, however you need to bear in mind they may try and say the fact you're replying to letters brings it out of status - it depends on what letters you send back, thus my apprehension at responding to them....

Make sense?

[KittyCat1]

Re: DCA Help

Yeah i see what you mean.I've been putting "i do not acknowledge any debt to your company" on every letter tho,so wouldn't that count as not acknowledging it maybe?

Thanks again for your help,i'll get the doorstep template copied and off to them this morning.

[Never-In-Doubt]

Re: DCA Help

Yeah i see what you mean.I've been putting "i do not acknowledge any debt to your company" on every letter tho,so wouldn't that count as not acknowledging it maybe?

Thanks again for your help,i'll get the doorstep template copied and off to them this morning.

Clever move - well done

yep, send a copy of it with the same wording to protect statute barred