Optima Legal Harassment

[pompeyfaith]

Re: Optima Legal Harassment

Letter sent by email to: philip.robinson@optimalegal.co.uk

Philip Robinson
Optima Legal
Arndale House
Charles Street
Bradford
BD1 1UN 17th April 2013

Dear Philip Robinson,

Optima Legal Harassment

I am under contract via Portsmouth County Court by way of a Tomlin Order to pay £20 a month until Judgement Debt is paid it is a binding agreement not only by me but by you also with no terms included to increase payments at all.

Please explain your companies actions in sending me letters with an expenditure forms included marked without prejudice this is not a one off but happens on a regular basis and if that was not enough this evening at around 18:30 I took a call from Optima Legal also and I was not impressed at all.

This link makes the issues around Tomlin Orders very clear so please read it although you yourselves being solicitors really should know anyway.

Analysis - Tomlin schedule not variable - Wragge Co - Law Firm

So please explain to me why you think you can harass me especially as you are also well aware of my disabilities surrounding SAH Stroke and hypertension.

It seems that when I agreed to the Tomlin Order I wrongly thought it would be the last I would hear of you.

I was not impressed at the way you handled this court case back in 2008/2009 and it appears you have not made amends which is not good at all, and on the back of Severe Reprimand which by the way I challenged you on this, and I am now exonerated as you did lie to me as this link proves it.

SRA | Ruane, Anthony - 106698 | Solicitors Regulation Authority


This letter is a warning, you back off and leave me alone I am paying the Tomlin Order so do not wish to hear from your company ever again unless I break the Tomlin Order contract which I will not give you the pleasure.

If there are any more such letters or phone calls I will make a complaint to the SRA and seek an injunction order from the courts on the basis of the psychological distress and harm you are causing.

Anti-Harassment Injunctions (for anybody)
This prevents the offender from harassing or assaulting you. If breached the offender is arrestable and this can carry up to five years in prison. The harassment should have occurred on two separate occasions (even if months apart and of a different nature). The offender does not have to have physically hurt you.

This is my last letter to you please reflect on your actions and I look forward to a letter of apology confirming that you have taken note of this very serious warning.

Yours Sincerely

[PlanB]

Re: Optima Legal Harassment

Letter sent by email to: philip.robinson@optimalegal.co.uk

Philip Robinson
Optima Legal

Dear Philip Robinson,

Optima Legal Harassment

Now if I'd known you'd be writing direct to Philip Robinson I'd have sent you this link to his personal sanction by the SRA here (click on "agreement" ):

http://www.sra.org.uk/consumers/soli...155841.article

You can always send this if you don't get a decent response from this indecent firm of solicitors

[pompeyfaith]

Re: Optima Legal Harassment

PlanB his severe reprimand was for the same as above so he will know that I know and besides I challenged him on this before the SRA fine as I found out via a contact but he denied it in a letter to me.

Do you know who the company was that tried to buy out optima for a £1 before the law changed?

This company is a disgrace

[ken100464]

Re: Optima Legal Harassment

Add another to the list of Optima letter writers.

We have been getting the increasingly often pay more letters on our CCJ which last month turned into the i.e form. The letter started with we have decided its time to review your payment shedule. Cocks. This along with threatening hell and damnation on us. Even threatened us with a CCJ. Can you get a CCJ on a CCJ. Seems in Optima world you can.

Last week we also got the Optima phonecall.

This week they got a polite missive gfy.

They got the judgment. There are procedures inplace if they wish to seek a variation. Why does Optima believe they are above the law and more so why does the court entertain the sharp practices.

[The Tech Clerk]

Re: Optima Legal Harassment

Add another to the list of Optima letter writers.

We have been getting the increasingly often pay more letters on our CCJ which last month turned into the i.e form. The letter started with we have decided its time to review your payment shedule. Cocks. This along with threatening hell and damnation on us. Even threatened us with a CCJ. Can you get a CCJ on a CCJ. Seems in Optima world you can.

Last week we also got the Optima phonecall.

This week they got a polite missive gfy.

They got the judgment. There are procedures inplace if they wish to seek a variation. Why does Optima believe they are above the law and more so why does the court entertain the sharp practices.

SRA Complaint?

[pompeyfaith]

Re: Optima Legal Harassment

The Tech Clark I think so and the more the merrier as this outfit need pinning back and with 2 severe reprimands already they are bound to take note.

Ill have a look at the SRA code of conduct and see where they break it as that would need to be quoted in any complaints.

[ken100464]

Re: Optima Legal Harassment

SRA Complaint?

See what the GFY letter does.

I have been rumaging around about CCJ's for a while now asking probably some very nerdy questions. But had a sneaking feeling I might need to know my ground.

I know what they can and cant do. Just they are choosing to try and do what they can do in an underhand and cheap way. ie scare us into revealing what we can or cant pay without the risk and cost of a court hearing to themselves.

At the moment they are just like an annoying mosquito. Have much bigger fish to fry. Obviously if the GFY letter results in a see you in court pal then I will be squealing.

[PlanB]

Re: Optima Legal Harassment

the more the merrier as this outfit need pinning back and with 2 severe reprimands already they are bound to take note.

Ill have a look at the SRA code of conduct and see where they break it as that would need to be quoted in any complaints.

Maybe you should revive your thread in the *Complaints for Consideration* section of the Consumer-Revenge portal

http://forums.all-about-debt.co.uk/s...ead.php?t=6804

[ken100464]

Re: Optima Legal Harassment

I was wondering if Optima should be first reserve if something happened to Marlin?

[pompeyfaith]

Re: Optima Legal Harassment

Had a reply and as I guessed and no doubt some of you too it is bullshite deciding now whether to reply or just take the complaint higher.

[ken100464]

Re: Optima Legal Harassment

Maybe he got our GFY letter the same day.

If they are a legal firm they should be advising the client that maybe they should not be doing that.

In our case yes they were offering what he says. But on the next page was all the threats you associate with a rabid DCA including getting a CCJ.

Oh hang on a minute you already have one.

Blatant attempts to bully people.

[pompeyfaith]

Re: Optima Legal Harassment

The call I got was not to offer a lower payment as the women stated they was looking to raise the payment.

No DCA/SOLICITOR will offer a lower payment ever a reduced F&F yes maybe but a lower monthly payment no never and especially not if it is a Court Contract Tomlin Order.

He also says a long payment arrangement as if he does not understand the implications of a tomlin.

The payment terms cannot be changed either a judge simply will not entertain it unless both parties agree.

[ken100464]

Re: Optima Legal Harassment

The call we got was what set the GFY letter in motion.

Didnt pass security so no idea what it was could have been asking if Preston was a good night out for all I know.

The letters were easy cause we can see them for the toilet paper they were. But its the ramping up slowly we dislike.

Ok send a reduced offer. If no reply leave em be dont send another 4 weeks later then another then another

[ken100464]

Re: Optima Legal Harassment

Interesting response. Any advice would be welcome.

From the letter recieved
"Your account is subject to a final charging order however no specific amount of monthly payment has been stated in this order. It is normal practice that all accounts where a monthly repayment arrangement is in place are reviewed on a six to twelve monthly basis which has been the case with your account. (True but thats before we found out banks and their cohorts sometimes tell porky pies).

From the charging order
"The interest of the defendant in the asset described in the shedule below stand charged with payment of the sum of £xxxxxx the amount now owing under a judgment or order given on xxxxxxx by the county court bulk centre in claim no xxxxxxx together with any further interest becoming due and xxxx the costs of the application"

and from the CCJ
"it is ordered that Judgment sum payable at £xxxxx per calender month leave to the claimants to seek a charging order"

The claim numbers follow through and are correct so the charging order is relating to the judgment.

So my question is are they correct and because no sum is mentioned in the CO they can go ahead and hassle us or does the CCJ which explicitly does give a monthly sum stand. And if they wanted to vary this then a redetermination would be required.?

Dont forget this is a CO and judgment debt made out to the OC who we have a settled account with because it was sold onto a DCA who havnt bothered to register it in their name. The only connection is the legal firm who are named on the bulk centre form as the payee.

And I know there is nothing we can do but just sucks an entity we owe no money to still has a charge on the house.

[julian]

Re: Optima Legal Harassment

It would be interesting to know who do you need to advise/pay when selling the property. Seems unregulated to me.

Would the solicitor inform their former client, would the former client inform the solicitor or would the current creditor inform the others?

Who would advise the Courts Register and the Land Registry?