Buchanan Clark & Wells - Final Notice Letter

[jerry]

Re: Buchanan Clark & Wells - Final Notice Letter

Good morning,

We've rec'd a letter from HL solicitors referencing a their client Sigma SPV1 Limited who, they say, have instructed HL to with regard to £125.17 . We get a call to our ansa machine everyday rquesting we call back.

My partner doesn't recognise Sigma (it's neither of the two names above) nore the amount.

HL's standard looking letter goes on to say she should phone or pay through their website or postoffice or they may recommend to their client that legal procedings are issued against her in the County Court for this amount, plus interest and costs. HL are in the same County as us.

We think this is an escalation of pressure and wonder what we should do. We appreciate you can't offer advice but if anyone has a similar experience they'd like to share then we'd be very pleased to read it.

Thanks you, Jerry

[ScabHunter]

Re: Buchanan Clark & Wells - Final Notice Letter

Good morning,

We've rec'd a letter from HL solicitors referencing a their client Sigma SPV1 Limited who, they say, have instructed HL to with regard to £125.17 . We get a call to our ansa machine everyday rquesting we call back.

My partner doesn't recognise Sigma (it's neither of the two names above) nore the amount.

HL's standard looking letter goes on to say she should phone or pay through their website or postoffice or they may recommend to their client that legal procedings are issued against her in the County Court for this amount, plus interest and costs. HL are in the same County as us.

We think this is an escalation of pressure and wonder what we should do. We appreciate you can't offer advice but if anyone has a similar experience they'd like to share then we'd be very pleased to read it.

Thanks you, Jerry

I'd send them this -

Our Templates | Harassment & Intimidation Templates | You know nothing of the Debt / Prove It

SH

[ken100464]

Re: Buchanan Clark & Wells - Final Notice Letter

Agee with SH

Seemingly SPV 1 have a shed load of M&S rubbish to chase. Did your OH have a M&S account in the past.

HL have on behalf of SPV 1 been issuing claims for small amounts recently. But reading about the net this could be the start of a bigger claim coming behind. ie its a split claim which is naughty.

Again reading around it seems the court papers come to people who are not pro active and ignore the increasing excitment of the renta puppets, which by following SH's advice you wont be.

Best of luck.

[SA Gold]

Re: Buchanan Clark & Wells - Final Notice Letter

Personally, i never answer calls

I never answer any calls, ever at home. Always ring back - if its someone i want to speak with of course!

[The Tech Clerk]

Re: Buchanan Clark & Wells - Final Notice Letter

H.L. did on the bottom of the letter state reply to Sigma?? not H.L.?

[jerry]

Re: Buchanan Clark & Wells - Final Notice Letter

Thanks to all who commented.

The Tech Clark, HL's letter makes no instruction to reply to their client Sigma, only to HL.

There's no M&S debt that we know of. Mostly likely to be Power company (her ex didn't pay off his half when last to leave matri. home) or Abbey Bank (ex wrote down her card details and ran up debt after spilt we online shopping. Suppose that could be M&S?!

Particular thanks to ScabHunter for your useful comment which we will follow.

Jerry

[Never-In-Doubt]

Re: Buchanan Clark & Wells - Final Notice Letter

Sygma bank own a lot of store credit so could be anything like that...?

M&S used to be underwritten by HSBC - never Sygma. For example, Sygma now do asda credit card and new look / jjb store card/credit as well as hundreds others!

[Never-In-Doubt]

Re: Buchanan Clark & Wells - Final Notice Letter

Oh sorry. Is SPV 1 a dca? Lol

I thought it meant Sygma bank

[ken100464]

Re: Buchanan Clark & Wells - Final Notice Letter

JJB storecard would be one of the most useless bits of credit going now.

[jerry]

Re: Buchanan Clark & Wells - Final Notice Letter

Hi Again Everyone,

I've prepared the standard letter but now have to pasue whilst I think about what ken100464 commented abt small claim with bigger one waiting to follow on. I am guessing that tatic works only on the person who rolls over and pays thinking that's the end of it only to be softened up before a ramping up. I don't really know.

Hi Never-In-Doubt, The spelling is def Sigma SPV1 Limited, but thanks for your interest.

I'll post what we decide to do i.e. sned or don't send Letter

Jerry

[ken100464]

Re: Buchanan Clark & Wells - Final Notice Letter

Would defo still follow SH's advice.

Mine was only general info on reading around the internet. SH's was the advice of choice.

And to your question I would suspect its either roll over pay up get a bigger claim behind or looking for a default judgement cause you dont do anything.

With the good advice given, before I clouded it with background info, you are being pro active. Least you will know what you are dealing with.

Good luck.

[Never-In-Doubt]

Re: Buchanan Clark & Wells - Final Notice Letter

Yes deffo send the template mentioned as that will stop them treating it as a "won't payer" and trying to issue a claim.

Deffo register your disapproval by sending the template.

Keep us updated.

[jerry]

Re: Buchanan Clark & Wells - Final Notice Letter

Ken, N-I-D,

That's excellent and just what I was about to surf aimlessly around the internet tonight for. Will send and update here. Thanks, Jerry

[jerry]

Re: Buchanan Clark & Wells - Final Notice Letter

Hello All,

Just a little update. We sent the template letter 11 days ago but haven't had anything back. Except we do still get the automated phone every week day from HL.

Thanks for all your interest.

Jerry

[MrsD]

Re: Buchanan Clark & Wells - Final Notice Letter

that can be fine, I've had months/years between letters

if they are stumped, they put it to the bottom of a pile

just keep and eye out and if something comes, let us know.