RENT PAYMENT HISTORY TO APPEAR ON CREDIT FILES :(

[MrsD]

Re: RENT PAYMENT HISTORY TO APPEAR ON CREDIT FILES

so I'm thick why are they ALLOWED to do this

they are private companies for God's sake, why are they taking even more power?

if it's all by consent why can't I ask them not to process my data?

[Never-In-Doubt]

Re: RENT PAYMENT HISTORY TO APPEAR ON CREDIT FILES

You can ask them not to process but you'd have to cancel your service. Put another way, im still arguing Yorkshire water. If you miss a month they mark it as status 8 - which is utter crap. It shouldn't even have a [1] as you pay water monthly to cover the bill so technically they should NEVER mark you as anything until after the bill is issued which your previous 3 months instalments should have covered.

I missed 2 and paid in full at time of Bill and had two status [8]'s added then a green [0] (on time). That's a totally false record and needed amending.

My second argument surrounds the lack of options, ie where I live we MUST use Yorkshire water regardless.

Hence them sharing info IMO is unlawful as there is no freedom to swap to a non reporting water board. So they're forcing you to share data by virtue of HAVING to take a water supply. There's absolutely no way around it, which is wrong. Some folks just want to stay hidden. These scum are making that impossible hence breaching our human rights and goodwill to enjoy freedom of choice and freedom to enjoy family life.

[MrsD]

Re: RENT PAYMENT HISTORY TO APPEAR ON CREDIT FILES

lots of my credit has been cancelled but the buggers keep reporting that.......................................

[pompeyfaith]

Re: RENT PAYMENT HISTORY TO APPEAR ON CREDIT FILES

I do not like the sound of this because as was highlighted in parliament yesterday during the bedroom tax debate many who have never gotten into arrears in a lifetime of being tenants are now falling into arrears due to the BR tax so this has come at a wrong time as many will be unfairly marked on the files.

[SXGuy]

Re: RENT PAYMENT HISTORY TO APPEAR ON CREDIT FILES

I just dont get how they justify this, Mortgages fine, you took credit for the mortgage value, and are repaying it. Tennats pay rent, they dont take out credit, they sign a contract.

Infact i dont even see why its fair that any non credit contractual payments should be shown on a credit report. Maybe they will now change it to a "payment report" just t justify the utter bullshit put forward for reporting anything we put money towards. Total Crap.