Overseas and don't know what do do

[Joanna Connolly Solicitors]

Is it true that the court won’t issue a ccj if I am not living in the UK?

See my previous post

Di

[Joanna Connolly Solicitors]

I read on another forum that they should not be able to file this as I don't live in England anymore but this seems to conflict with other things I have read.

Don't believe everything you read on other forums

What does it say in the contract (credit agreement Ts & Cs)?

Does it say that the agreement is governed by English law?

Di

[Octopus]

That’s a good point. I don’t have a copy of that. But if t seems that a UK based credit card agreement would be?

[Joanna Connolly Solicitors]

That's very kind of you thanks. I'm at home now so will send on Monday. I think the dca is Allied International credit.

What is the claim Issue Date (top right on the first page)?

You have 19 days from that date to file your Acknowledgement of Service. If you fail to meet that deadline the Claimant can ask the court for a Default Judgment (CCJ).

Once they have a CCJ they can get an Interim Charging Order on your UK property followed by an Application for a Final Charging Order followed by an Order for Sale (albeit they are rare).

Is the property in your sole name or joint names?

Or have you already got a Default Judgment and what's been sent to you by the court is the Order (CCJ)?

Or is Allied International Credit writing to you to threaten any or all of the above?

Di

[Joanna Connolly Solicitors]

One more quick question as this is keeping me up at night.

We’ve now exchanged emails.

Di

[Sam Audley]

Hi Octopus

Do you still require assistance with the Claim Form you received? Was it a claim form?

[Octopus]

I've spoken to Di and all good for now. Thanks Sam

[Sam Audley]

Please do not hesitate to get in touch, if you do require further help.

Sam