hi i need some urgent help and advice pls due to be evicted

[The Tech Clerk]

Re: hi i need some urgent help and advice pls

im not trying to make people sorry for me but ive had alot of thoughts running through my head some even suicidal as theres only so much one can take. the last thing i want is my wife and kids on the streets or in a shelter. so im going to stay strong and see if theres a way out of this mess

im so glad i came here i even slept a few hours last night the response,concern, support and advice is just awsome

Yes - well try not to fret you are /will get the help you need from this site okay? sure they will all pull to-gether for you.

[The Tech Clerk]

Re: hi i need some urgent help and advice pls

Most of us on here have been at the shoving letters in a drawer unopened stage at some point or another. There's no shame in that, it's just a symptom of the stress and despair these firms generate.
And there's very little that causes as much stress as the threat of losing our homes.

Yes we have - Sheperdess can have all mine from the pass but I burnt them.. at a later date.

[jimmyq]

Re: hi i need some urgent help and advice pls

Most of us on here have been at the shoving letters in a drawer unopened stage at some point or another. There's no shame in that, it's just a symptom of the stress and despair these firms generate.
And there's very little that causes as much stress as the threat of losing our homes.

im not trying to make people sorry for me but ive had alot of thoughts running through my head some even suicidal as theres only so much one can take. the last thing i want is my wife and kids on the streets or in a shelter. so im going to stay strong and see if theres a way out of this mess

im so glad i came here i even slept a few hours last night the response,concern, support and advice is just awsome

[PlanB]

Re: hi i need some urgent help and advice pls

i get the common court order breached and warrant for eviction letters off blemain. had a few off monarch recoveries in the past too who are part of them too

I'm just wondering whether your house was actually repossessed or taken into receivership under the Law of Property Act 1925 which can sometimes apply to bridging loans on land transactions (not homes bought to live in) which are seen as *commericial* and not residential loans so not regulated by the FSA. Most buy-to-let loans fall under this area of law, and your loan was to buy land not a building as such. In these cases there are no court hearings the receiver can seize the property and that's that. But I know lots of people who have got their property back from the receiver so don't panic

This should be spelt out in the Ts & Cs which came with your loan. Don't worry about it for now. I'll be back on Monday to see what's been discovered

[Undercover Elsa]

Re: hi i need some urgent help and advice pls

Most of us on here have been at the shoving letters in a drawer unopened stage at some point or another. There's no shame in that, it's just a symptom of the stress and despair these firms generate.
And there's very little that causes as much stress as the threat of losing our homes.

[jimmyq]

Re: hi i need some urgent help and advice pls

i have a mortgage on my house for 80k 1st charge and blemain have 2nd charge

my 1st mortgage company are on my case now and will be applying in court next month (but ill try and clear them before it gets too court) as ive missed a few payments with them too just too keep blemain off my back.

[jimmyq]

Re: hi i need some urgent help and advice pls

Was the notice stamped by the court and headed Notice of Eviction, with N54- Notice of Eviction printed at the bottom?

If so sounds as if they have a suspended possession order, for which there must previously have been a hearing, surely?

yes its a proper notice of eviction. But honestly i dont think ive ever been called to court or had a hearing as such

I was under alot of pressure and stress at one point i even stopped opening my mail as i was so fed up with it all so maybe they have called me at some point?

but im really unsure nor do i remember seeing anything in the post as i try keeping most of blemains stuff together i knows its from them without evening opening it

i get the common court order breached and warrant for eviction letters off blemain. had a few off monarch recoveries in the past too who are part of them too

[PlanB]

Re: hi i need some urgent help and advice pls

see this is the thing i dont know where i stand im just falling into more and more debt with other things too just to try and keep paying Blemain and keep the roof over my family.

I hope with the help of all you guys something can be done

Don't worry

Prioritize the debt secured on your home and we'll take a look at everything else afterwards

I haven't understood whether you have another mortgage (first charge) on your house, and the Blemain debt is secured by a second charge? There is a difference in the way the court handles possession proceedings for secured loans from 'regular' mortgages.

[Pixie]

Re: hi i need some urgent help and advice pls

You stand a far better chance of getting something done with the help of this forum than you ever did with CAG or LB, as I'm sure you've realised with the response you've got so far.

I'm totally out of my depth with this knowledge-wise but I can still offer you my support. If there's anything that can be done, then Niddy and Paul are the guys to help you.

[jimmyq]

Re: hi i need some urgent help and advice pls

Hopefully, you won't need to pay them another penny

Well put P1!!

see this is the thing i dont know where i stand im just falling into more and more debt with other things too just to try and keep paying Blemain and keep the roof over my family.

I hope with the help of all you guys something can be done

[PlanB]

Re: hi i need some urgent help and advice pls

But please don't stop making payments to the lender while there is a possession order on your home and the ongoing threat of eviction

[Undercover Elsa]

Re: hi i need some urgent help and advice pls

Was the notice stamped by the court and headed Notice of Eviction, with N54- Notice of Eviction printed at the bottom?

If so sounds as if they have a suspended possession order, for which there must previously have been a hearing, surely?

[Pixie]

Re: hi i need some urgent help and advice pls

Hopefully, you won't need to pay them another penny

Well put P1!!

[The Tech Clerk]

Re: hi i need some urgent help and advice pls

Greedy feckin' barstewards!!

They are joking be laughed out of court surely>.

[PriorityOne]

Re: hi i need some urgent help and advice pls

Greedy feckin' barstewards!!