Niddy vs HSBC

[SA Gold]

Re: Niddy vs HSBC

another victory!

[TibetanMonk]

Re: Niddy vs HSBC

Sod that. I told them to do one with my 4 accounts as well as the fraudulent accounts.

Sod em.

Good. Glad to hear it.

[Never-In-Doubt]

Re: Niddy vs HSBC

Sod that. I told them to do one with my 4 accounts as well as the fraudulent accounts.

Sod em.

[TibetanMonk]

Re: Niddy vs HSBC

Oh not like you think. I told them to get f*cked. Never heard from them since!!

I actually quoted Pressdram v Arkell

Oh so you didnt get a payout? Let's take them to court together.

[TibetanMonk]

Re: Niddy vs HSBC

I won. They lost

Aww brilliant news mate! Bet you're well chuffed. :P Niddy 1 - HSBC 0

[Never-In-Doubt]

Re: Niddy vs HSBC

Oh not like you think. I told them to get f*cked. Never heard from them since!!

I actually quoted Pressdram v Arkell

[cookie2112]

Re: Niddy vs HSBC

I won. They lost

Great news!

[Never-In-Doubt]

Re: Niddy vs HSBC

I won. They lost

[TibetanMonk]

Re: Niddy vs HSBC

What ever did happen about this one, Niddy? :P

[PlanB]

Re: Niddy vs HSBC

^^^ did she back you over a bad ombudsman decision though....?

She didn't formally overturn the Ombudsman's Decision (i.e. it wasn't re-written) because she hasn't the power to do that. But she did agree that it was flawed in some areas. Her report concluded that I should seek redress against the Mortgage Express for damages through the courts. That's the same thing as saying the Ombudsman got it wrong.

That was good enough for me

[PlanB]

Re: Niddy vs HSBC

Mine was an odd case because the Ombudsman had upheld my complaint but got the comp/consequences wrong. But it wasn't a dissimilar situation to yours. The FOS has agreed that HSBC got it wrong (partially upheld your complaint) and says that the bank should refund you. But the FOS got the bit about removing your CRA default wrong. It's a subtle but important point. Without doubt you should fight your corner on this error of judgment.

[Never-In-Doubt]

Re: Niddy vs HSBC

^^^ did she back you over a bad ombudsman decision though....?

[PlanB]

Re: Niddy vs HSBC

The Independent Assessor upheld my complaint. She advised me strongly to take formal legal advice on the consequences of the bank's (Mortgage Express) actions and my resulting financial loss and she itemised the precise issues. It was a clear message. I like the Independent Assessor

[mgfboy]

Re: Niddy vs HSBC

A legal claim is good. But think how much better it might be if you've got the Independant Assessor's evidence saying the FOS f*cked up it's own procedures along the line to add to your Trial Bundle

I agree , it can't do any harm. It will be interesting to see what I get back from the Independant Assessor, it might give some insite to her thought processes.

[Batman]

Re: Niddy vs HSBC

But that's the case with almost any institution in this country... no-one wants to 'upset the City'!

Yes, same with all institutions and same with politics and religion too....

No one wishes to rock the boat for fear of being tipped out...

Still, what would I possibly know about such things...lol