I'm at the place of 6 years + 1 month on a couple of debts, nearing the SB mark for another debt (roll on 2nd August) but also have a couple of AP still on-going. It's been suggested in another thread ( https://www.all-about-debt.co.uk/for...s-arrangements ) that now would be a good time to check my credit file to make sure all default dates etc have been reported correctly, and while that makes a lot of sense, I'm also wary about doing so in case it somehow notifies creditors that I've been interested in my own records. Am I being paranoid? Should I be checking my credit file?
Also, if I am to delve into the (unchecked for 6 years) history, are checkmyfile a good option rather than other individual CRAs?
Also, if I am to delve into the (unchecked for 6 years) history, are checkmyfile a good option rather than other individual CRAs?
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