Rogue websites are promoting heavily discounted insurance policies on listings websites such as Gumtree.co.uk, promising cover with well-known brands. But buyers could end up with a criminal record. Thousands of young drivers who are desperate to cut the cost of car insurance are being targeted by ruthless fraudsters selling fake policies online, over the telephone and even in person. Inexperienced drivers are almost always forced to pay higher premiums, as the risk of an accident is deemed higher by insurers. Those asked to fund an enormous monthly bill are typically college or university students who have never bought insurance products before – and have very limited budgets....Read more here