Millions of loyal Lloyds TSB customers will soon find themselves locked out of the bank branches they have used for years. Many face having to stump up extra charges or wait days for their money to arrive in their accounts. Over the coming months, 632 former Lloyds TSB branches, along with five million customers, will be shunted into a new bank called TSB to comply with a European Commission ruling. The shake-up means people who remain Lloyds customers, but whose local branch becomes a TSB, face being forced to travel miles to do their banking. They will also be hit with a £5-a-time fee if they pay in cash or reduce their credit card balances at the old branch, and will be banned from paying cheques into TSB branches....Read more here