Experts have warned that pressure is being applied to property buyers.

Estate agents are pressuring house buyers into using their in-house mortgage advisers rather than allowing them to seek independent advice, according to a senior mortgage expert. Ray Boulger, senior technical manager at John Charcol, said: "The most common tactic seems to be that, when making an offer, buyers are told they must see the in-house mortgage adviser to make sure they can afford the mortgage. "Otherwise the agent will say they can't recommend acceptance of the buyer's offer, even if the finance has already been arranged in principle." He added: "In the event that the buyer refuses and decides to use an alternative source, they are invariably informed that the property will remain on the market until, at the very least, the mortgage valuation has been carried out, causing stress to the buyer that they may lose the property and suffer abortive costs."....Read more here