Britain's leading banks are facing new allegations of mis-selling complex financial products to hundreds of small businesses despite them having little knowledge of what they were buying, a Sunday Telegraph investigation has revealed.
All of the UK's major banks, including Barclays and HSBC, as well as taxpayer-backed lenders Lloyds Banking Group and Royal Bank of Scotland, are facing legal action which could lead to billions of pounds of damages for small and medium-sized businesses. The businesses claim the banks profited at their expense from pushing them to take out highly complex interest rate derivatives.
Many of the claimants spoken to by The Sunday Telegraph said they were not aware of the significant costs attached to the products that were supposed to protect loans from upward movements in interest rates. When interest rates plunged after the 2008 financial crisis, businesses were left facing significant bills, with some of the derivatives costing business owners hundreds of thousands to millions of pounds....Read more here--: British banks hit by new mis-selling scandal - Telegraph