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  • #16
    Re: Payday Loan Companies - How they spam you for new business

    So it was dead as a dodo over the weekend, but today received a new spam torrent from the PDL industry:

    Payday Loan Company: Lightening Quid (another Quickquid trading name)
    Amount I can allegedly borrow: £1000
    APR displayed on email: Yes
    APR (if displayed): 1737%

    Payday Loan Company: Payday Pig
    Amount I can allegedly borrow: £1000
    APR displayed on email: Yes
    APR (if displayed): 1737%

    Payday Loan Company: Payday Pig
    Amount I can allegedly borrow: £1000
    APR displayed on email: Yes
    APR (if displayed): 1737%

    No you didn't read that incorrectly - they really did email me twice today

    Payday Loan Company: Kwik Cash (trading style of PDBUK)
    Amount I can allegedly borrow: £500
    APR displayed on email: Yes
    APR (if displayed): 1737%

    Payday Loan Company: Gatekey Lending (another Quickquid trading name)
    Amount I can allegedly borrow: £1000
    APR displayed on email: Yes
    APR (if displayed): 1737%

    Payday Loan Company: Captain Quid
    Amount I can allegedly borrow: £2500
    APR displayed on email: No

    Payday Loan Company: UKPayDaySource.co.uk (another Quickquid trading name)
    Amount I can allegedly borrow: £1000
    APR displayed on email: Yes
    APR (if displayed): 1737%
    "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

    The consumer is that sleeping giant.!!


    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

    Comment

    • #17
      Re: Payday Loan Companies - How they spam you for new business

      I'm sick of getting text messages and phone calls saying my loan application is complet and just log into blah blah blah.

      I hate this as i have both parents who not in good health and need my phone clear of this rubbish
      _______________________________________



      Comment

      • #18
        Re: Payday Loan Companies - How they spam you for new business

        Originally posted by Flowerpower
        WOW S&V!

        So you could borrow up to £8k at the click of a mouse!

        £8,000 @ 1737% APR = 138,960 / 12 = 11,580/mth in interest!

        Bargain

        Comment

        • #19
          Re: Payday Loan Companies - How they spam you for new business

          Originally posted by Flowerpower
          WOW S&V!

          So you could borrow up to £8k at the click of a mouse!

          £8,000 @ 1737% APR = 138,960 / 12 = 11,580/mth in interest!

          LOL apparently so!

          And knowing how poor the checks are these companies make I bet I could borrow that too. Its quite a scary thought when you really sit down and think about it. Is it any wonder why so many people get into trouble with these companies, and also why the OFT has just shut one down as it issued loans to identity thieves and then pursued the innocent people for loans taken out in their names?

          Best
          SnV
          "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

          The consumer is that sleeping giant.!!


          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

          Comment

          • #20
            Re: Payday Loan Companies - How they spam you for new business

            Heres the latest payday loan spam from the last couple of days:

            Payday Loan Company: Kwik Payday
            Amount I can allegedly borrow: £400
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: Payday Puppy (another Quickquid trading name)
            Amount I can allegedly borrow: £750
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: Lightening Quid (another Quickquid trading name)
            Amount I can allegedly borrow: £1000
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: Gatekey Lending (another Quickquid trading name)
            Amount I can allegedly borrow: £1000
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: UK Payday Today (another Quickquid trading name)
            Amount I can allegedly borrow: £750
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: Payday Puppy (another Quickquid trading name)
            Amount I can allegedly borrow: £750
            APR displayed on email: No - just that urgent funds are available

            Payday Loan Company: Paydayin1hour.co.uk
            Amount I can allegedly borrow: £1000
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: Paydayin1hour.co.uk
            Amount I can allegedly borrow: £1000
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Yes that was 2 emails from the same 'company' on the same day

            Payday Loan Company: Lending House (suspect another Quickquid trading name as same address)
            Amount I can allegedly borrow: £2000
            APR displayed on email: Yes
            APR (if displayed): 1737%

            ayday Loan Company: UKPayDayToday(another Quickquid trading name)
            Amount I can allegedly borrow: £1000
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: Payday Pig
            Amount I can allegedly borrow: £1000
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: Paydayin1hour.co.uk
            Amount I can allegedly borrow: £1000
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: 100dayloans.co.uk
            Amount I can allegedly borrow: None offered (broker)
            APR displayed on email: No

            Payday Loan Company: UKPayDaySource.co.uk (another Quickquid trading name)
            Amount I can allegedly borrow: £1000
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: UKPayDaySource.co.uk (another Quickquid trading name)
            Amount I can allegedly borrow: £1000
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: UKPayDaySource.co.uk (another Quickquid trading name)
            Amount I can allegedly borrow: £1000
            APR displayed on email: Yes
            APR (if displayed): 1737%
            Yes thats ANOTHER three emails from the same company on the same day

            Payday Loan Company: Cheetah Payday
            Amount I can allegedly borrow: £1000
            APR displayed on email: Yes
            APR (if displayed): 1737%

            Payday Loan Company: Txtloan
            Amount I can allegedly borrow: £300
            APR displayed on email: No
            "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

            The consumer is that sleeping giant.!!


            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

            Comment

            • #21
              Re: Payday Loan Companies - How they spam you for new business

              Notice how the representative APR is always 1737%! Bit strange that one!
              "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

              The consumer is that sleeping giant.!!


              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

              Comment

              • #22
                Re: Payday Loan Companies - How they spam you for new business

                Spam update for the last few days:

                Payday Loan Company: Payday Pig
                Amount I can allegedly borrow: £1000
                APR displayed on email: Yes
                APR (if displayed): 1737%

                Payday Loan Company: 100dayloans.co.uk
                Amount I can allegedly borrow: None offered (broker)
                APR displayed on email: No

                Payday Loan Company: ReelBigCash (another Quickquid trading name)
                Amount I can allegedly borrow: £1000
                APR displayed on email: Yes
                APR (if displayed): 1737%

                Payday Loan Company: Payday Puppy (another Quickquid trading name)
                Amount I can allegedly borrow: £750
                APR displayed on email: Yes
                APR (if displayed): 1737%

                Payday Loan Company: 100dayloans.co.uk
                Amount I can allegedly borrow: None offered (broker)
                APR displayed on email: No

                Payday Loan Company: TrustedLoanCentre.co.uk (another Quickquid trading name)
                Amount I can allegedly borrow: £2000
                APR displayed on email: Yes
                APR (if displayed): 1737%

                Payday Loan Company: 100dayloans.co.uk
                Amount I can allegedly borrow: £1000
                APR displayed on email: No

                Payday Loan Company: PayDayBank
                Amount I can allegedly borrow: £750
                APR displayed on email: Yes
                APR (if displayed): 1737%

                Payday Loan Company: Captain Quid
                Amount I can allegedly borrow: £2500
                APR displayed on email: No
                Payday Loan Company: TrustedLoanCentre.co.uk (another Quickquid trading name)
                Amount I can allegedly borrow: Not stated
                APR displayed on email: Yes
                APR (if displayed): 1737%

                Payday Loan Company: Gatekey Lending (another Quickquid trading name)
                Amount I can allegedly borrow: £1000
                APR displayed on email: Yes
                APR (if displayed): 1737%

                Payday Loan Company: Your Payday (another Quickquid trading name)
                Amount I can allegedly borrow: Not stated
                APR displayed on email: Yes
                APR (if displayed): 1737%

                Payday Loan Company: ReelBigCash (another Quickquid trading name)
                Amount I can allegedly borrow: £1000
                APR displayed on email: Yes
                APR (if displayed): 1737%

                Payday Loan Company: Cash In One Hour
                Amount I can allegedly borrow: £400
                APR displayed on email: Yes
                APR (if displayed): 1737%
                Payday Loan Company: UKPayDayToday(another Quickquid trading name)
                Amount I can allegedly borrow: £1000
                APR displayed on email: Yes
                APR (if displayed): 1737%
                Payday Loan Company: PaydayUK
                Amount I can allegedly borrow: £1000
                APR displayed on email: No

                Payday Loan Company: PaydayUK
                Amount I can allegedly borrow: £1000
                APR displayed on email: No

                Payday Loan Company: PaydayUK
                Amount I can allegedly borrow: £1000
                APR displayed on email: No

                Yes that was three emails back to back!

                Thats the spam list for the last few days. Thats almost 50 emails!

                Now I know thats not in the proper 'spam' territory (as in I'm not getting thousands of emails) but you have to ask how tempted would someone who is in a vulnerable (either mentally or financially) state be to follow up on one of these emails.

                So much for responsible lending.......
                "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                The consumer is that sleeping giant.!!


                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                • #23
                  Re: Payday Loan Companies - How they spam you for new business

                  I'm not going to bore you all with each spam email I have received just going to give you the numbers...........

                  Since my last update I have received 171 spam emails offering me a payday loan.

                  171 emails? I don't receive that many for penis enlargement or viagra!
                  "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                  The consumer is that sleeping giant.!!


                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment

                  • #24
                    Re: Payday Loan Companies - How they spam you for new business

                    Originally posted by SaltnVinegar View Post
                    I'm not going to bore you all with each spam email I have received just going to give you the numbers...........

                    Since my last update I have received 171 spam emails offering me a payday loan.

                    171 emails? I don't receive that many for penis enlargement or viagra!
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                    Comment

                    • #25
                      Re: Payday Loan Companies - How they spam you for new business

                      Payday spam a little quieter the last 2 weeks..........

                      Only 73 emails offering me loans this time.
                      "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                      The consumer is that sleeping giant.!!


                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                      Comment

                      • #26
                        Re: Payday Loan Companies - How they spam you for new business

                        Just thought I would start up this diary again as the number of emails I have been getting recently has just been getting ridiculous. I'm not going to name the companies for ease of posting but just to record the number of emails received the previous day.

                        What I'm showing is how can anyone who is desperate for money could be easily persuaded to take one of these loans simply due to the number of emails of emails that they will receive, one will eventually hit the target and then cycle starts.

                        Monday 15th April 2013 number of emails = 10
                        "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                        The consumer is that sleeping giant.!!


                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment

                        • #27
                          Re: Payday Loan Companies - How they spam you for new business

                          Number of emails for Tuesday 16th April = 9
                          "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                          The consumer is that sleeping giant.!!


                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment

                          • #28
                            Re: Payday Loan Companies - How they spam you for new business

                            Caw: wish they send Tins of Spam to me! use to have it in the 40s, too expensive now.
                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment

                            • #29
                              Re: Payday Loan Companies - How they spam you for new business

                              Originally posted by The Tech Clerk View Post
                              Caw: wish they send Tins of Spam to me! use to have it in the 40s, too expensive now.
                              I don't think you'd like this spam TC - it has some dodgy meat in it (worse that horse)
                              "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                              The consumer is that sleeping giant.!!


                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment

                              • #30
                                Re: Payday Loan Companies - How they spam you for new business

                                Originally posted by SaltnVinegar View Post
                                I don't think you'd like this spam TC - it has some dodgy meat in it (worse that horse)

                                Urg!!!
                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                                Comment

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