Paying off the full amount? what percentage to offer

[Still Waving]

Strange to keep coming back to AAD without creating a Diary! Because without minimum details there really is nothing to say!

AAD for me was a life saver!!
I know now that each and ever one of my Debts was legally flawed! FACT
But if you wish to gamble do so by all means BUT these DCA's are hard nosed! They will sense as indeed I do your weakness here hence going from 10% to 20% points to that 150% which is their real goal!
Thet have baited their HOOK and are dangling it before you! That's what is clearly going on! They will have access to your Credit Agencies Reports! which for a DCA them can be very revealing.

You need help and it starts by taking control and the proven AAD way the DIARY please!!

Type of account -
Date commenced -
Approx balance -
Date last paid -
Are you on arrangement or not paying -
Account owner -

One wonders if the OP is serious about looking for assistance here. Are we just wasting our time?

[The Tech Clerk]

Failure to do as requested says a lot?