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Hello All,
I can’t really believe this has happened but all of what I’ve said in the last 3 days was a false alarm
I’m very happy to report that when the letter from Wescot arrived today it wasn’t for the Barclaycard debts at all but a Tesco loan of my husbands which has already been covered by his bankruptcy and therefore not enforceable.
Sorry if this wasted everyone’s time but as the only unpaid debts left in the household were these Barclaycard ones it seemed like a natural assumption to make.
Equally unbelievably another letter that also arrived in the post today was from Barclaycard but like the last letter I received from them (see post No #16 above) was offering me money rather than demanding it! They obviously felt I was so entitled to get the £75 offered that they have sent me a reminder letter, I have extracted the relevant part and linked below this post.
Although it may seem to everyone that this is the end of the story for now until Barclaycard action something on the these accounts, I would appreciate it very much if you would read and consider the following for me.
The amount of stress I have felt since receiving the texts from Wescot has been nothing short of mind boggling, not only have I hardly slept but had it continued I believe I would have become very unwell through it, unfortunately even though this seems like a success I’m now going to be back to waiting once again for the phone to ring or the door to be knocked every day.
For those who didn’t read my original posts, or as a reminder to those who did, I basically concealed money my husband borrowed from family to pay off these cards as I don’t agree with him that we should be settling it so readily and would prefer the 30 odd grand to contribute to our children’s futures. Unfortunately although they are in my name we both open post, answer the phone and even share mobile phones The only form of contact we have separately from one another are email addresses.
I have been seriously wondering if these letters from Barclaycard offering their silly inconvenience payment could be used to my own advantage.
As far as Barclaycard are concerned we still live at the same address we have for almost 20 years, so since before the accounts started, not realising our post is being diverted to our new address we moved to in July.
I have read everybody on here say “be reactive not proactive” but what does everyone think might be the result if Barclaycard were to receive these letters back with a note saying ‘This person is no longer at this address, their details (contact address and phone number) are as follows? But of course the address would be that of a friend of mine and phone number a cheap PAYG one I can buy.
Yes I would still be deceiving my husband but unless I pay this in full I don’t have any option but to do that currently anyway but at least this way (assuming it would work) I might get to sleep a little better at night.
Thanks again for any advice.
Kate
I can’t really believe this has happened but all of what I’ve said in the last 3 days was a false alarm
I’m very happy to report that when the letter from Wescot arrived today it wasn’t for the Barclaycard debts at all but a Tesco loan of my husbands which has already been covered by his bankruptcy and therefore not enforceable.
Sorry if this wasted everyone’s time but as the only unpaid debts left in the household were these Barclaycard ones it seemed like a natural assumption to make.
Equally unbelievably another letter that also arrived in the post today was from Barclaycard but like the last letter I received from them (see post No #16 above) was offering me money rather than demanding it! They obviously felt I was so entitled to get the £75 offered that they have sent me a reminder letter, I have extracted the relevant part and linked below this post.
Although it may seem to everyone that this is the end of the story for now until Barclaycard action something on the these accounts, I would appreciate it very much if you would read and consider the following for me.
The amount of stress I have felt since receiving the texts from Wescot has been nothing short of mind boggling, not only have I hardly slept but had it continued I believe I would have become very unwell through it, unfortunately even though this seems like a success I’m now going to be back to waiting once again for the phone to ring or the door to be knocked every day.
For those who didn’t read my original posts, or as a reminder to those who did, I basically concealed money my husband borrowed from family to pay off these cards as I don’t agree with him that we should be settling it so readily and would prefer the 30 odd grand to contribute to our children’s futures. Unfortunately although they are in my name we both open post, answer the phone and even share mobile phones The only form of contact we have separately from one another are email addresses.
I have been seriously wondering if these letters from Barclaycard offering their silly inconvenience payment could be used to my own advantage.
As far as Barclaycard are concerned we still live at the same address we have for almost 20 years, so since before the accounts started, not realising our post is being diverted to our new address we moved to in July.
I have read everybody on here say “be reactive not proactive” but what does everyone think might be the result if Barclaycard were to receive these letters back with a note saying ‘This person is no longer at this address, their details (contact address and phone number) are as follows? But of course the address would be that of a friend of mine and phone number a cheap PAYG one I can buy.
Yes I would still be deceiving my husband but unless I pay this in full I don’t have any option but to do that currently anyway but at least this way (assuming it would work) I might get to sleep a little better at night.
Thanks again for any advice.
Kate
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