Hi,
I am in a DMP with Stepchange (5 years old) i owed originally £19000 i now owe £7500. I have asked for CCA on all debts. I have managed to get rid of PRA x 1 debt which was £2200 for now as they cannot find the CCA. I now owe £5300 hopefully. I have wrote to Cabot about 2 debts i have with them Total £2450 and offered them 10% to settle them as my income has dropped from £1950 PM to £1700 and i can no longer pay. They have said no. Any ideas as to how i can remove or pay offf these debts? also i owe £2400 to a credit union which i am stuck with as they don't do a CCA agreement although they have sent me copies of everything.
Please can anyone help?
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