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  • Newbie

    Hi all,

    I'm new to the site and wondered where I start?

    I have a number of historical debts and could really do with advice, especially with a particular one with Lowell (cap one originally) where I received a letter before action and I've now had a response (minus a default notice).

    Is there a guide on here for beginners, or a certain way of doing things?

    Thanks
    A

  • #2
    letter before action within last 30 days??? welcome by the way,

    easy to look around site & start a diary giving dates and up to date letters etc (no info that recognises you)
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • #3
      Originally posted by cowbopper View Post
      I'm new to the site and wondered where I start?

      I have a number of historical debts and could really do with advice, especially with a particular one with Lowell (cap one originally) where I received a letter before action and I've now had a response (minus a default notice).

      Hello

      You've come to the right place.

      There are no strict formalities with the forum - just list all of your debts and we'll take it from there.

      I can see you've had a Letter of Claim from Lowell for a debt which was originally a Capital One credit card. They've been busy sending out loads of these.

      When did you open the Capital One account, how much is the balance?

      And good news that Lowell haven't got the Default Notice - they seldom do.

      Have you sent them a formal s78 CCA Request yet?

      I look forward to helping you.

      Di

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      • #4
        Ill post the chronology in the debt diary section. Thanks Guys.

        Comment


        • #5
          Originally posted by cowbopper View Post
          Ill post the chronology in the debt diary section.

          In the meantime you can email me a copy of the Letter or Claim you received from Lowell and their response to you using di@joannaconnollysolicitors.co.uk which is safer than posting documents on a public forum.

          Di

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          • #6
            Originally posted by Diana Mayhew View Post


            In the meantime you can email me a copy of the Letter or Claim you received from Lowell and their response to you using di@joannaconnollysolicitors.co.uk which is safer than posting documents on a public forum.

            Di
            Hi Di

            Ive emailed you pics of letters and posted the chronology for this in debt diaries. thanks

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            • #7
              Originally posted by cowbopper View Post

              Hi Di

              Ive emailed you pics of letters and posted the chronology for this in debt diaries.

              I've now got your email.

              I'll reply tomorrow when I'll be asking you to also send me the documentation which Lowell sent you for this Capital One credit card debt.

              Di

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