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  • ScabHunter
    replied
    Re: mehim's UE Diary

    Originally posted by Mehim View Post
    Hi Folks,

    Contact by Transcom regarding this account. I will fire off Account in Dispute and throw in the doorstep collection for good measure along with in writing only.

    That should keep them busy for a while.

    Many thanks for all the help given to me.

    TY
    It sounds as though you are well in control of the situation, mate. Good luck with everything.

    SH

    Leave a comment:


  • Mehim
    replied
    Re: mehim's UE Diary

    Originally posted by Mehim View Post
    Mehim OH Card

    Type : MBNA Credit Card
    Start : Nov 1995
    Bal : £14,500.00 NOW £16,000
    Last Full : 2012
    Present : Not Paying
    Status : Enforceable Now

    2012

    April 16th:
    CCA request sent.
    May 4th:
    CCA received.

    E Mailing Niddy

    May 5th:
    One for the record book, a 1995 MBNA agreement that is
    Now I am having to explain why hers is enforceable and mine aren`t.

    May 9th:
    Missing PT`s letter sent.

    E Mailing Niddy
    May 13th:
    Ya Beauty, Niddy says wrong terms.
    June 22nd:
    Letter saying this hasn`t been paid, Been a few calls too but I just tell them "in writing only" and hang up
    July 12th:
    Letter with Notice of Sum in Arrears
    July 12th:
    Letter thanking me for one sent 9th May Missing PT`s. saying the documents supplied do comply (not according to the boss hehe) They are satisfied it is kosher and will administer it as normal. They want the OH`s money. Forgot to say that they say they state "We can also confirm that we have not provided you with a reconstituted copy"
    July 13th:
    Letter re card is in arrears. One comment in this one is "If you do not have a debit card that allows you to make an online or telephone payment, you can use one of the other payment methods detailed in your monthly statement" One of which is pay by credit card.
    July 19th:
    Letter saying OH is in breach of agreement and a decision has been taken to restrict the account.
    July 27th:
    Letter from MBNA saying 2 missed payments so they are registering this with the credit reference agencies. They still want money.
    10th August:
    Both Telephone harassment and the new Scottish doorstep collection letters sent
    15th August:
    3 letters from MBNA sending copies of the last 4 months statements
    17th August:
    Letter informing OH she is 3 months in arrears.
    21st August:
    Letter from MBNA saying they are currently investigating the complaint, re calls I think. Keven called twice yesterday and twice was told to F*ck Off as I told lies lol
    8th Sept:
    Letter asking me to contact them as they would like to offer assistance to prevent the termination of the agreement
    12th Sept:
    Notice of sum in arrears, no Office of fair Trading Information sheet included which they say is.
    12th Sept:
    Letter apologising for the delay in responding to my complaint re telephone calls. They will issue a response by 8th October 2012
    14th Sept:
    LOL Final response letter responding to the telephone calls complaint. They also ask for income/expenditure information.
    7th Nov:
    Letter from MBNA with a Default Notice.
    10th Nov:
    Letter with a Notice of sum in arrears

    2013

    14th Jan:
    Letter from them informing that this Credit Agreement has now been terminated.
    13th Feb:
    Letter from them saying they have terminated the account and decided to sell it to another company.
    Sold to Aktiv Kapital AS Zug Branch
    2nd March:
    Letter from Aktiv informing me they have purchased this account from MBNA (silly tits). They have requested Transcom to manage the account.
    15th March:
    Letter from Transcom, big scarey red letters, lol, Failure to respond by 26th March 2013 may result in further action being taken against you. This may include instructing Scotcall our doorstep collection agents, to visit your home and collect debt personally.

    Must be a real brave collector is all I can say.
    Hi Folks,

    Contact by Transcom regarding this account. I will fire off Account in Dispute and throw in the doorstep collection for good measure along with in writing only.

    That should keep them busy for a while.

    Many thanks for all the help given to me.

    TY

    Leave a comment:


  • Mehim
    replied
    Re: mehim's UE Diary

    Hi Vint,

    I`m waiting on MKRR writing to me, they have told me several times they have written but I`ve received nothing. I never do the security stuff with them so they get kinda frustrated with me, all good fun mind you. I`ll do the phone letter once they do eventually write to me.

    Aktiv have written telling me Transcom are dealing with this other one, so I`m waiting for them to write then I`ll hit both of them with sold in dispute.

    TY

    Leave a comment:


  • vint1954
    replied
    Re: mehim's UE Diary

    Originally posted by Mehim View Post
    Also got another 3 calls from MKRR today, re B/card, I`ve suggested they train their staff a bit better and get them to stop telling porkies to me.

    TY
    maybe another nil by phone template Mehim

    Leave a comment:


  • vint1954
    replied
    Re: mehim's UE Diary

    Originally posted by Mehim View Post
    Cheers Mrs D,

    Sold in dispute to Aktiv or wait for Transcom?

    or hit Aktiv and then Transcom as well when they do appear lol.

    TY
    I would use sold in dispute if it were me.

    Leave a comment:


  • Mehim
    replied
    Re: mehim's UE Diary

    Also got another 3 calls from MKRR today, re B/card, I`ve suggested they train their staff a bit better and get them to stop telling porkies to me.

    TY

    Leave a comment:


  • Mehim
    replied
    Re: mehim's UE Diary

    Cheers Mrs D,

    Sold in dispute to Aktiv or wait for Transcom?

    or hit Aktiv and then Transcom as well when they do appear lol.

    TY

    Leave a comment:


  • MrsD
    replied
    Re: mehim's UE Diary

    Originally posted by IF View Post
    No payment is being shown Mehim, please see Niddy's post below and many thanks in advance

    --> allaboutFORUMS - View Single Post - Major Changes on the Horizon
    all sorted and updated Mehim

    sorry for the delay (you know who WAS footering)

    by the way I'd send of a sold in dispute

    Leave a comment:


  • IF
    replied
    Re: mehim's UE Diary

    Originally posted by Mehim View Post
    Wonders where my donation medal is lol
    No payment is being shown Mehim, please see Niddy's post below and many thanks in advance

    --> allaboutFORUMS - View Single Post - Major Changes on the Horizon

    Leave a comment:


  • Mehim
    replied
    Re: mehim's UE Diary

    Originally posted by Mehim View Post
    Mehim OH Card

    Type : MBNA Credit Card
    Start : Nov 1995
    Bal : £14,500.00
    Last Full : 2012
    Present : Not Paying
    Status : Enforceable Now

    2012

    April 16th:
    CCA request sent.
    May 4th:
    CCA received.

    E Mailing Niddy

    May 5th:
    One for the record book, a 1995 MBNA agreement that is
    Now I am having to explain why hers is enforceable and mine aren`t.

    May 9th:
    Missing PT`s letter sent.

    E Mailing Niddy
    May 13th:
    Ya Beauty, Niddy says wrong terms.
    June 22nd:
    Letter saying this hasn`t been paid, Been a few calls too but I just tell them "in writing only" and hang up
    July 12th:
    Letter with Notice of Sum in Arrears
    July 12th:
    Letter thanking me for one sent 9th May Missing PT`s. saying the documents supplied do comply (not according to the boss hehe) They are satisfied it is kosher and will administer it as normal. They want the OH`s money. Forgot to say that they say they state "We can also confirm that we have not provided you with a reconstituted copy"
    July 13th:
    Letter re card is in arrears. One comment in this one is "If you do not have a debit card that allows you to make an online or telephone payment, you can use one of the other payment methods detailed in your monthly statement" One of which is pay by credit card.
    July 19th:
    Letter saying OH is in breach of agreement and a decision has been taken to restrict the account.
    July 27th:
    Letter from MBNA saying 2 missed payments so they are registering this with the credit reference agencies. They still want money.
    10th August:
    Both Telephone harassment and the new Scottish doorstep collection letters sent
    15th August:
    3 letters from MBNA sending copies of the last 4 months statements
    17th August:
    Letter informing OH she is 3 months in arrears.
    21st August:
    Letter from MBNA saying they are currently investigating the complaint, re calls I think. Keven called twice yesterday and twice was told to F*ck Off as I told lies lol
    8th Sept:
    Letter asking me to contact them as they would like to offer assistance to prevent the termination of the agreement
    12th Sept:
    Notice of sum in arrears, no Office of fair Trading Information sheet included which they say is.
    12th Sept:
    Letter apologising for the delay in responding to my complaint re telephone calls. They will issue a response by 8th October 2012
    14th Sept:
    LOL Final response letter responding to the telephone calls complaint. They also ask for income/expenditure information.
    7th Nov:
    Letter from MBNA with a Default Notice.
    10th Nov:
    Letter with a Notice of sum in arrears

    2013

    14th Jan:
    Letter from them informing that this Credit Agreement has now been terminated.
    13th Feb:
    Letter from them saying they have terminated the account and decided to sell it to another company.
    Sold to Aktiv Kapital AS Zug Branch
    2nd March:
    Letter from Aktiv informing me they have purchased this account from MBNA (silly tits). They have requested Transcom to manage the account.
    Afternoon Everyone,

    I got a letter saying this was being sold to Aktiv, I never bothered about that one, Just waited for the new lot to contact me.

    They now have, do I ignore their letter and wait for Transcom or hit Aktiv with Account Sold in Dispute letter?

    Many thanks for all the help.

    TY

    Leave a comment:


  • Mehim
    replied
    Re: mehim's UE Diary

    lol no worries Mrs D, I figured he was updating stuff, he is one busy, busy laddie

    Leave a comment:


  • MrsD
    replied
    Re: mehim's UE Diary

    don't worry mehim

    Niddy is footering about with stuff, so you may have got lost in translation, I promise it will appear.

    Leave a comment:


  • Mehim
    replied
    Re: mehim's UE Diary

    Wonders where my donation medal is lol

    On a more serious note, MKRR called me 5 times in quite quick succession. I answered the first 3, was out for the next 2.

    I had some fun with them and on the 3rd one told the eejit to go read up on the law regarding recording calls. He told me I couldn`t do that without telling him. He left with his tail between his legs with my threats of reporting him to ofcom and the fos ringing in his ears.
    Last edited by Mehim; 10 March 2013, 17:08.

    Leave a comment:


  • oldyboy
    replied
    Re: mehim's UE Diary

    Originally posted by missy View Post
    Given up on a lost cause? Sounds like good news to me mate!
    Yes, it does sound like good news! You know you're onto a winner when the DCA merry-go-round starts up!

    Leave a comment:


  • Mehim
    replied
    Re: mehim's UE Diary

    Hi Vint,

    I got a letter for each account telling me it was assigned to the new lot.

    I`ll wait to hear from them and two will get the sold in dispute, the other will be getting a copy of Bcard`s letter telling me they have no agreement.

    Many thanks

    Leave a comment:

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