Flossy UE Diary & YB Hassle

[Never-In-Doubt]

Re: Flossy UE Diary & YB Hassle

That was for another .. I really want an answer from Niddy that Cabot CC is definitely UE and do I now stop paying the £1pm as I was told to do?

The Next cat got mixed up so did a list of what I had left as it was further info to what I had written before.

Just need answers for each as to the letter to send next on each please?

Now Now - don't be like that with my mods....

We are here to help, remember that!

I said before and I shall say again, I will never ever say stop paying - I will however suggest 'why bother if it's UE' however due to your petrified nature of Cabot and the other ongoing case you said you'd prefer to continue paying £1 p/m so I suggested why rock the boat? Leave it going, what's £1?

You need to make that call, not me nor anyone else on here but you. I have said it is unenforceable and all over the place but a lot of the past decisions were taken based on your frame of mind at that time. If you're ready for a full on fight then fine, stop paying. It's UE after all isn't it...?

[Flossy]

Re: Flossy UE Diary & YB Hassle

Don't overly worry about the odd silence from the Mods. If there's something urgent to be done they'll be shouting it from the rooftops. Sometimes no news is good news because it could signal that it's ok for you to take a relaxed attitude to a creditor's letter

Thanks PlanB. Must not be urgent then..Will just leave it all for now.

[Flossy]

Re: Flossy UE Diary & YB Hassle

Quote:
Originally Posted by Flossy
The Next catalogue/Moorcroft Debt Recovery - Next was ignored back in February due to it being UE as they asked me to sign the CCA and return in pre-paid envelope! I didnt send anything back at the time as told. But, then Moorcroft got involved in April and I have sent them Threat O Gram letter and now they have threatened me again with possible litigation I was told to sent the next Threat to commence litigation letter. But, after being certain the Next was UE at this later date do I send a PT out or just continue to send the legal letter to Moorcroft?

If they sent you a blank CCA to sign obviously they haven't got an agreement thus they couldn't succeed in court! If Moorcroft are sending legal threats I would probably send them the legal threat letter to let them know you are aware the account is UE, DCAs often don't know that.

I sent the threat O Gram so next I should send is the litigation letter?

With the Cabot CC should I now send them another letter as they are again saying it is EN after going back to Yorkshire Bank for a further copy of the CCA?

Thanks Flower.

[Flossy]

Re: Flossy UE Diary & YB Hassle

Niddy may have suggested to keep paying £1/mth tokens to keep them sweet as you were still dealing with Cabot in court at the time. That was before the settlement.

Yeah, I think so. I think he may have forgotten I was paying it with everything he has to deal with and answer. I was more concerned about the CC being UE so I can send whatever letter back to them as they are saying it is EN and want me to contact for payment.

I sent them the PT letter when the 1st CCA came through and they said they would go back to Yorkshire Bank to see if they had a 'better' copy of it! They came back and said that that was the 'best cca' copy they had! I havent replied to their letter yet?

[Flossy]

Re: Flossy UE Diary & YB Hassle

Cabot CC ... Stop paying £1pm. Do I need to reply to them as they are saying the a/c if EN?

The Next catalogue/Moorcroft Debt Recovery - Next was ignored back in February due to it being UE as they asked me to sign the CCA and return in pre-paid envelope! I didnt send anything back at the time as told. But, then Moorcroft got involved in April and I have sent them Threat O Gram letter and now they have threatened me again with possible litigation I was told to sent the next Threat to commence litigation letter. But, after being certain the Next was UE at this later date do I send a PT out or just continue to send the legal letter to Moorcroft?

[Flossy]

Re: Flossy UE Diary & YB Hassle

If Niddy has said it was UE, and it was me, I would stop paying.

He said it was a bit all over the place... I know he knows what hes doing but, with this one when he said that I was unsure as to what he meant. I just want to be 100% sure thats all. But, I will do as you have suggested thank you for answering

[oscar]

Re: Flossy UE Diary & YB Hassle

.. I really want an answer from Niddy that Cabot CC is definitely UE and do I now stop paying the £1pm as I was told to do?

If Niddy has said it was UE, and it was me, I would stop paying.

[Flossy]

Re: Flossy UE Diary & YB Hassle

I thought I had replied............

That was for another .. I really want an answer from Niddy that Cabot CC is definitely UE and do I now stop paying the £1pm as I was told to do?

The Next cat got mixed up so did a list of what I had left as it was further info to what I had written before.

Just need answers for each as to the letter to send next on each please?

[PlanB]

Re: Flossy UE Diary & YB Hassle

Hi

Id really appreciate if someone could answer some of my questions that I have asked in 2 posts above please?

Don't overly worry about the odd silence from the Mods. If there's something urgent to be done they'll be shouting it from the rooftops. Sometimes no news is good news because it could signal that it's ok for you to take a relaxed attitude to a creditor's letter

[Deepie]

Re: Flossy UE Diary & YB Hassle

If it was me I would see what they do next.........Let us know what they send next..........

I thought I had replied............

[Flossy]

Re: Flossy UE Diary & YB Hassle

CABOT (Yorkshire Bank CC) - Boss said it was UE after saying CCA was a bit all over the place. I am still paying £1pm to both the Yorkshire Bank and Cabot.

Do I need to still be doing this as its UE? Because it was a bit all over the place I need to be sure to ignore them, etc?

The Next catalogue/Moorcroft Debt Recovery - Next was ignored back in February due to it being UE as they asked me to sign the CCA and return in pre-paid envelope! I didnt send anything back at the time as told. But, then Moorcroft got involved in April and I have sent them

Threat O Gram letter and now they have threatened me again with possible litigation I was told to sent the next Threat to commence litigation letter. But, after being certain the Next was UE at this later date do I send a PT out or just continue to send the legal letter to Moorcroft?


EGG/BARCLAYCARD/CREDIT SOLUTIONS - PT LETTER SENT
CREDIT SOLUTIONS HAVE BEEN IN CONTACT TO THREATEN DOORSTEP COLLECTION, ETC. IGNORE OR A/C SOLD WHILE IN DISPUTE?

MBNA CC
SOLD TO MOORGATE & NOW PASSED TO ARDEN - THREAT BY CREDITOR - THREAT O GRAM BEFORE ACTION LETTER SENT.
FURTHER CORRESPONDENCE FROM ARDEN THREATENING LITIGATION BUT ALSO GOING BACK TO MBNA FOR CCA!
IGNORE OR THREAT TO LITIGATION LETTER?

VIRGIN CC - NO CCA BACK. SOLD TO MOORGATE, PASSED TO ARDEN - THREAT O GRAM SENT.
THREATENING LITIGATION BUT ALSO TO RETURN TO VIRGIN FOR CCA
IGNORE OR THREAT TO LITIGATION LETTER?

i.e The above.. Anyone?

[Flossy]

Re: Flossy UE Diary & YB Hassle

Hi

Id really appreciate if someone could answer some of my questions that I have asked in 2 posts above please?

[Flossy]

Re: Flossy UE Diary & YB Hassle

Not to mention the small matter of the wonky sofa which you didn't order in the first place in your other thread

http://forums.all-about-debt.co.uk/s...ead.php?t=4476

Flossy and I have had a good natter about this silliness and we have hatched a plan

I have since taken a good look at the 'new picked out' sofa and the leather is flaking away as well now! But, on a positive note, it didnt collapse in the first week!!!!

Lets hope the plan works and they remove and forget and leave me just with my lift and tilt chair (they are dangerous if you press the remote the wrong way by accident!)

Thanks PlanBx

[PlanB]

Re: Flossy UE Diary & YB Hassle

Not to mention the small matter of the wonky sofa which you didn't order in the first place in your other thread

http://forums.all-about-debt.co.uk/s...ead.php?t=4476

Flossy and I have had a good natter about this silliness and we have hatched a plan

[Flossy]

Re: Flossy UE Diary & YB Hassle

So Far on my Diary:

CAPITAL ONE -

MINT CC -

CABOT (YORKSHIRE BANK CC) - - - Boss said it was UE after saying CCA was a bit all over the place. I am still paying £1pm to both the Yorkshire Bank and Cabot?????

HALIFAX/WESCOT - NO CCA BACK - A/C SOLD IN DISPUTE SENT TO WESCOT.
WESCOT REPLY - WILL ENQUIRE WITH HALIFAX RE: CCA.

EGG/BARCLAYCARD/CREDIT SOLUTIONS - PT LETTER SENT
CREDIT SOLUTIONS HAVE BEEN IN CONTACT TO THREATEN DOORSTEP COLLECTION, ETC. IGNORE OR A/C SOLD WHILE IN DISPUTE?

MBNA CC
SOLD TO MOORGATE & NOW PASSED TO ARDEN - THREAT BY CREDITOR - THREAT O GRAM BEFORE ACTION LETTER SENT.
FURTHER CORRESPONDENCE FROM ARDEN THREATENING LITIGATION BUT ALSO GOING BACK TO MBNA FOR CCA!
IGNORE OR THREAT TO LITIGATION LETTER?

VIRGIN CC - NO CCA BACK. SOLD TO MOORGATE, PASSED TO ARDEN - THREAT O GRAM SENT.
THREATENING LITIGATION BUT ALSO TO RETURN TO VIRGIN FOR CCA
IGNORE OR THREAT TO LITIGATION LETTER?

Not a bad run to be fair. Paid off Cabot for O/D due to other reasons. Now, just got the above to deal with plus Creation on my other thread.