Helmsman UE Diary

[helmsman]

They would have to have a good reason as to why they have not enforced.

Hi. Just had a letter from hoist regarding this they will accept 20% of the ccj value in lump sum or installments not a threatening letter so ignore I suppose.
Thanks
Helmsman.

[helmsman]

Hi. No idea what was in the ccj never paid for almost 12 years they only applied for ccj when default was almost up. all done by mail going to wrong address. so no idea what was awarded, to pay in full or by installments. Only found out about it when checked credit file.
have not had any contact till now. Thanks. So more than 10 years old and no payments made. ccj falls off credit file July 22.

[Still Waving]

could pay it with a credit card lol. will see what they send next, could offer a 50% full and final but will not respond yet, in case someone has a better idea, Thanks, Helmsman.

When in 2016 was it granted? Might it be possible to maintain radio silence until past the 6 year deadline, to see if they decide to ask for renewed permission to enforce? Were there payment terms in the CCJ? Why pay a lump sum if it could be paid in smaller amounts over time?

[Joanna Connolly]

County Court Judgment if over 6 years old, can they get it enforced? Your original County Court Judgment (CCJ) could only be enforced for up to 6 years after it was awarded by the Court. However, they can re-apply to your original Court to get permission to enforce a judgment that it is more than 6 years old.

They would have to have a good reason as to why they have not enforced.

[The Tech Clerk]

County Court Judgment if over 6 years old, can they get it enforced? Your original County Court Judgment (CCJ) could only be enforced for up to 6 years after it was awarded by the Court. However, they can re-apply to your original Court to get permission to enforce a judgment that it is more than 6 years old.

[helmsman]

could pay it with a credit card lol. will see what they send next, could offer a 50% full and final but will not respond yet, in case someone has a better idea, Thanks, Helmsman.

[The Tech Clerk]

they need a very good excuse as to why this last minute to try and collect
Solicitors

@Joanna Connolly Solicitors

[nightwatch]

Hi All,
After many years of silence Hoist have realised I have an outstanding ccj, not paid for 6 years but are now asking for payment as they have tracked me down, any thoughts on how to play this, I know you always owe a ccj. Many thanks.
Helmsman.

Well what a BUMMER

[helmsman]

Hi A ccj for a credit card granted in 2016, at an old address not contested as did not know about it (owed the money) so no payment ever made to it, they finally tracked me down lol. so I understand they would have to go back to court to get permission to enforce? on credit file till May this year.

[Still Waving]

Hi

What were the terms of the CCJ, and what are Hoist asking for?

[helmsman]

Hi All,
After many years of silence Hoist have realised I have an outstanding ccj, not paid for 6 years but are now asking for payment as they have tracked me down, any thoughts on how to play this, I know you always owe a ccj. Many thanks.
Helmsman.

[nightwatch]

Happy new year to you hope you are keeping well xx

[helmsman]

Happy new year everyone hope all is well with you all.

[Joanna Connolly Solicitors]

Its been a year since I last checked in

Your annual check-in is so welcome!

You had 12 credit card debts when you joined this forum in 2010. I believe they are now all Statute Barred

This can only be encouraging to others who join AAD on an almost daily basis.

Keep Safe

Di

[nightwatch]

Hi, nice to here from you, i am fine, hope all is well with you. x