Pookies UE Diary

[pooksthebear]

Re: Pookies UE Diary

Thats what I would do........

Right I shall do that then.. thanks

[pooksthebear]

Re: Pookies UE Diary

Hi all.

Well it seems that Newmans have now given up and RBS have now passed my file to Westcot to Chase. Received a letter off them this morning. I will send them the account sold in dispute letter but can I just check that its ok to do this.. because.. RBS sent me the CCA which was deemed U/E by Niddy but I have never actually written back to RBS to tell them this so they have not been informed that its U/E or that the account is in fact in dispute. I shall send the letter to Westcot but do I actually need to inform RBS that its in dispute?

Thank you, Pooks

[Deepie]

Re: Pookies UE Diary

Hi all.

Well it seems that Newmans have now given up and RBS have now passed my file to Westcot to Chase. Received a letter off them this morning. I will send them the account sold in dispute letter but can I just check that its ok to do this.. because.. RBS sent me the CCA which was deemed U/E by Niddy but I have never actually written back to RBS to tell them this so they have not been informed that its U/E or that the account is in fact in dispute. I shall send the letter to Westcot but do I actually need to inform RBS that its in dispute?

Thank you, Pooks

I would send this to Westcot --> Account Sold whilst in Dispute

No need to inform RBS.......

[pooksthebear]

Re: Pookies UE Diary

I would send this to Westcot --> Account Sold whilst in Dispute

No need to inform RBS.......

Thank you ITD, I shall do that now

[pooksthebear]

Re: Pookies UE Diary

Hello and Happy New Year all!

I sent the account sold in dispute letter to Wescot and then on the 21ar December I received a final notice letter from them which I ignored. I then got a letter from Nelson Guest and Partners Solicitors (colour, set up and font is almost identical to MCL), this letter states that Westcot are prepared to offer me an early payment discount, doesnt say how much. I ignored this.

I have now received another letter from Wescot dated 2nd January which says:

Following your recent request for a copy of the signed agreement, our client has requested you write the following address and state in your covering letter that this is a section 77/78 request and enclose a £1 postal order or cheque payable to our client.

Any ideas what I should do now?

Thanks, Pooks

[ScabHunter]

Re: Pookies UE Diary

I have now received another letter from Wescot dated 2nd January which says:

Following your recent request for a copy of the signed agreement, our client has requested you write the following address and state in your covering letter that this is a section 77/78 request and enclose a £1 postal order or cheque payable to our client.

Any ideas what I should do now?

Thanks, Pooks

Is this still the RBS issue?

If it is, I would just ignore this latest pile of dung as it is facetious and irrelevant. You have already sent a fully compliant request, to which the bank has already responded (albeit with non-compliant paperwork). Why on Earth would you want to send a duplicate?

Not worth wasting a stamp on, IMHO.

SH

[pooksthebear]

Re: Pookies UE Diary

Is this still the RBS issue?

If it is, I would just ignore this latest pile of dung as it is facetious and irrelevant. You have already sent a fully compliant request, to which the bank has already responded (albeit with non-compliant paperwork). Why on Earth would you want to send a duplicate?

Not worth wasting a stamp on, IMHO.

SH

Yes SH its one and the same account! Well yes thats what I thought as the 'account sold in dispute' letter I sent them clearly states the bank have failed to comply with my request... so obviously I have already done what they are asking me to do again!! I will ignore this then. Thanks

[The Tech Clerk]

Re: Pookies UE Diary

Daughter has had all those, funny order they came in from Wescot, seems to have gone quiet for a while as they say 30 days wait to Get stuff from o.c.Must get something any day now.

[pooksthebear]

Re: Pookies UE Diary

Daughter has had all those, funny order they came from Wescot, seems to have gone quiet for a while as they say 30 days wait to Get stuff from o.c.Must get something any day now.

Well its obvious that Westcot have not been in touch with RBS or surely they would know that a request had already been made! Bunch of idiots the lot of them.

One of mine went quiet and not heard anything for over 6 months so im expecting to hear from them.. hope I dont but I cant see them leaving it

[pooksthebear]

Re: Pookies UE Diary

Hi everyone, worrying development on Saturday as I received a letter from Mortimer Clark (acting on behalf of Marlin who were assigned the debt from Yorkshire Bank.. not a good combo these three).. anyway they have miraculously managed to find my CCA.. Marlin couldnt find it when I asked them for it over a year ago!! Anyway I have uploaded it for Niddy, lets hope its UE as this combo worries me.

Thanks Pooks

[pooksthebear]

Re: Pookies UE Diary

Hi everyone

Right regarding this post allaboutFORUMS - View Single Post - Pookies UE Diary

I am now receiving regular calls from Westcot and they have done a trace search of my credit file which is very odd considering in the letter I got from them on the 21.12.12 they clearly state that after several checks they have determined that I am resident at this address.. why then the trace!! They seem to be ignoring my account sold in dispute letter and carrying on as normal with the harrassment. Any ideas?

Thanks, Pooks

[ScabHunter]

Re: Pookies UE Diary

Any ideas?

1) Don't worry about those cretins, they are useless, and more of a danger to themselves than they will ever be to anyone else.

2) Send this -

Our Templates | Harassment & Intimidation Templates | Harassment by Telephone

3) They always ignore our letters as they know they have no answer to them. In the end, they are just impotent bullies who have nothing to hurt anyone with. Wait for the next letter, if they can find a literate employee to write one.

SH

[pooksthebear]

Re: Pookies UE Diary

1) Don't worry about those cretins, they are useless, and more of a danger to themselves than they will ever be to anyone else.

2) Send this -

Our Templates | Harassment & Intimidation Templates | Harassment by Telephone

3) They always ignore our letters as they know they have no answer to them. In the end, they are just impotent bullies who have nothing to hurt anyone with. Wait for the next letter, if they can find a literate employee to write one.

SH

Cheers, I will just hang on for next letter then and not waste money on a stamp. When I do write though Im gonna tell them to get that trace search removed off my credit file, they know full well where im living and have even stated that in a letter! Idiots!!

Pooks

[SXGuy]

Re: Pookies UE Diary

As far as i know, trace searches dont harm your CRA, do they? its not a search based on credit score for a loan etc.

[pooksthebear]

Re: Pookies UE Diary

As far as i know, trace searches dont harm your CRA, do they? its not a search based on credit score for a loan etc.

If its a table 1 search then it does unfortunately and its on there for 2 years!