Clearingthepas UE Diary

[nanna58]

Re: Clearingthepas UE Diary

Hi any updates ?

[clearingthepas]

Re: Clearingthepas UE Diary

I Would send this if it were me ---->Letter Previously Confirming No CCA

With a copy of the letter you have from Barclays 30/05/12

Thanks.. will snail mail it tomorrow

[Deepie]

Re: Clearingthepast UE Diary

We have received another letter from Marlin, which has been directed onto us from the people who live at our old address. the quote below is from our UD


30/5/12advising that they cannot curren letter from barclaycard tly supply a copy of terms of the credit agreement and accept that they are therefore prevented from enforcing the agreement... although we should still continue to pay as they will do everything short of enforcement to recover the debt.. copy emailed to niddy to check
6.6.12 Niddy says to file safely as they say themselves it is Unenforceable

Any suggestions on how to handle Marlin .. I have been reading the threads to get up to date as not been able to log in for a week. I like Scrappy Cocos plan but it doesnt seem quite for this one because of the letter we have on file from Barclaycard..

Hi Elsa all the letter from Marlin says is that "we do not appear to have a repayment plan agreed on the outstanding debt" It is extremely important that we speak to them... have put in both threads!

I Would send this if it were me ---->Letter Previously Confirming No CCA

With a copy of the letter you have from Barclays 30/05/12

[clearingthepas]

Re: Clearingthepast UE Diary

We have received another letter from Marlin, which has been directed onto us from the people who live at our old address. the quote below is from our UD


30/5/12 letter from barclaycard advising that they cannot currently supply a copy of terms of the credit agreement and accept that they are therefore prevented from enforcing the agreement... although we should still continue to pay as they will do everything short of enforcement to recover the debt.. copy emailed to niddy to check
6.6.12 Niddy says to file safely as they say themselves it is Unenforceable

Any suggestions on how to handle Marlin .. I have been reading the threads to get up to date as not been able to log in for a week. I like Scrappy Cocos plan but it doesnt seem quite for this one because of the letter we have on file from Barclaycard..

Hi Elsa all the letter from Marlin says is that "we do not appear to have a repayment plan agreed on the outstanding debt" It is extremely important that we speak to them... have put in both threads!

[Undercover Elsa]

Re: Clearingthepast UE Diary

Hi hun, best to keep this thread updated too.
What did the letter you just got from Marlin say?

[clearingthepas]

Re: Clearingthepast UE Diary

Clearingthepast

We're collating information about Marlin's Activities here:

Marlin Mass Purchase of Barclaycard Debts

Elsa x

Thanks Elsa I will post any more info I get in that thread

[Undercover Elsa]

Re: Clearingthepast UE Diary

Clearingthepast

We're collating information about Marlin's Activities here:

Marlin Mass Purchase of Barclaycard Debts

Elsa x

[clearingthepas]

Re: help re Marlin and assignment please

Egg card 1 Started 2002
Bal: £1816
Defaulted 2005
DMP £ 2.00
Owned by Egg
24/12/11 letters from Robinson Way appear to relate to this account although they state it is Barlcays debt.... immediate action required
21/1/12 letter recd requesting Immediate action...
26/1/12 letter from Robinson way asking us to make an appointment for a home visit.
27/1/12 CCA request sent
7/2/12 account on tempory hold awaiting CCA from lender
9/3/12 update from Robinson Way they are still awaiting a response from their client
17/4/12 Robinson Way write to advise that they are closing their files and returning account to client (barclaycard)
11/5/12 letter from wescot advising they have been instructed.
14/5/12 CCA request sent to wescot...
23/5/12 letter from wescot advising we need to apply direct to barclaycard for CCA
30/5/12 letter from barclaycard advising that they cannot currently supply a copy of terms of the credit agreement and acceot that they are therefore prevented from enforcing the agreement... although we should still continue to pay as they will do everything short of enforcement to recover the debt.. copy emailed to niddy to check
6.6.12 Niddy says to file safely as they say themselves it is Unenforceable
21/6/12 letter from wescot - FINAL NOTICE! if we do not respond they are going to take us to court.
25/6/12 Letter sent to Wescot advising that they refer to Barclaycard letter advising is that is is unenforeceable.
13/2/13 letter recd from Barclaycard advising that they have assigned this account to Marlin Capital Europe.
13/2/13 copy enclosed on Marlin letter headed paper asking us to call to discuss.


Hi out there
I have been reading about Marlin on the forum, and not sure what to do with this. We have letter from Barclaycard advising that they are unable to provide a CCA so it is unenforceable and now they have assigned to Marlin.

Should I send something or wait to see what Marlin send, thye are actually writing to our old address, and surprised that the letter has been forwarded as there is no redirection...

[clearingthepas]

Re: Clearingthepast UE Diary

Thanks.. will get it in the post today

[MrsD]

Re: Clearingthepast UE Diary

sold in dispute with a copy of their letter for reference

[clearingthepas]

Re: 1st Credit and MBNA

MBNA loan
Started 2003ish
Bal: £6429
Defaulted 2005
DMP £2.22
Owned by 1st credit
31/10/11 CCA request sent
10/11/11 1st credit had advised MBNA that we have requested CCA. We must call them immediately when we receive it...

24/10/12 recd a letter from 1st credit almost 12 months after last communication. They have now been assigned the debt and want us to contact them immediately. we can also send £10 to find out what information they hold on file about us...yeah right.

Had heard nothing from 1St credit or MBNA since 3/11/11 when 1st Credit advised they were unable to send CCA as it was retained by MBNA. They say they requested it from MBNA but we have never recd it nor had the £1 PO returned not had any other communication in the eleven months since- what would be best to respond to this with?

[SXGuy]

Re: Clearingthepast UE Diary

i wouldnt point the error out personally. i would ignore for now.

[clearingthepas]

Re: Clearingthepast UE Diary

Credit Secrity have written to us as they are now handling one of the old Lloyds debts. But included in the letter is another sheet with the name and address and details of another persons debt...
any ideas on the best way to respond to their error???

[clearingthepas]

Re: Clearingthepast UE Diary

Barclaycard
Started 2002
Bal: £8869
Defaulted 2005
DMP £3.06
Owned by Credit Solutions
5/12/11 letter received from Robinson Way(?) for formal demand for payment, but the reference card no. and amount completely different + our Barclaycard is owned by Credit Solutions??? Uploaded for Niddy to check out
24/12/11 appears these letteres relate to egg card which is now owned by Barclays
26/1/12 letter recd from barclaycard advising we have been passed to Apex credit management
26/1/12 letter recd from Apex advising theya re dealing and to contact with MATTER OF URGENCY.
27/1/12 CCA request sent
7/2/12 Apex letter promising a home visit appt - address old one and only partial...good luck with that then.
10/2/12 letter advising Apex dont hold documents we must send CCA request to Barclaycard direct..will do first thing mon!
13/2/12 CCA request sent to Barclaycard as advised by Apex
27/3/12 two letters recd today. One from Apex who advise that Barclaycard no longer hold CCA form as default is over 6 years ago
2ne letter from Barclaycard advising that they cannot provide CCA as the address quoted in request is different - this letter was sent to an old address but they have been writing ti us at the recent address for several years?! emailed niddy for advice
5/4/12 duplicate letter from Apex dated 22/3/12 advising forms no longer held as default over 6 years ago
11/4/12 Apex write to advise that they have confirmed we are still resident at our old address and will be arranging a home visit..
4/5/12 letter form Apex advising the barclaycard know it is a difficult time for people and they can offer v good settlements...
13/7/12 letter recd from Wescot advising us to reply IMMEDIATELY and READ CAREFULLY!!
10/8/12 Nelson Guest now chasing for repayment in FULL

Hi out there...does any one know where we stand on this please?

we never had the CCA for this because barclaycard say the debt is too old (default was 6 years ago - tho nothing paid in last 12 months). I see on some other threads they have tried this before. Shall i just send account in dispute letter?

if you have a letter confirming no paperwork, I'd send this one

Our Templates | Unenforceability Templates | CCA Query - Letter Previously Confirming No CCA


Thanks i have reread barclaycard letter and what they actually did was send it to our old old address which we left 6 years ago, even tho they communicated at the address we were at after that... and quiery the different address and of course request signature to change..?

[MrsD]

Re: Clearingthepast UE Diary

if you have a letter confirming no paperwork, I'd send this one

Our Templates | Unenforceability Templates | CCA Query - Letter Previously Confirming No CCA