GDPR Cookie Consent by SimpleServe Privacy Script Charlie's UE Diary - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Charlie's UE Diary

Collapse
X
Collapse
 
  • Page of 5
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 2 3 4 5 template Next
  • #16
    Re: Charlie's UE Diary

    Hi there all, I am afraid I am in need of some help again.
    So my unenforceable journey started back in 2010 and by early 2011 due to Niddy and crew, I felt that life was worth living for the first time in years. I will for ever be grateful and can never explain in words how life changing it has been for me.
    I have been plodding along with just the odd letter from DCA sometimes I have replied and sometimes not.
    A couple of months ago I received a letter from Wilkin Chapman saying they were acting on behalf of Arrow Global and to make arrangements to pay etc. I ignored and then I had a letter advising me they will go for ccj etc I again ignored.
    Yesterday I had a letter saying a court claim had ben filed and today I received the court claim.
    This is for a MBNA credit card taken out in 2000. Niddy deemed it unenforceable.
    So Yep! Ive woken up from my plod with a jolt.
    How do I defend ? and what do I do next ?
    I would really appreciated your help once again.

    Comment

    • #17
      Re: Charlie's UE Diary

      ok charlie

      too much ignoring!

      always better to head em off at the pass if you can

      but not to worry. I'll alert Niddy and we'll go from there

      Comment

      • #18
        Re: Charlie's UE Diary

        Thank you so very much

        Comment

        • #19
          Re: Charlie's UE Diary

          I've had a peek at your diary and can see you sent MBNA a CCA request back in 2010 so that's a good start


          Originally posted by charlie View Post
          for a few years now I have been paying off my debts via Consumer Credit Counselling Service. I managed to repay several and was left with:-

          MBNA £4600 taken out May 2000

          . . . . I took advise and sent cca requests off.

          I got back a copy of an application form from MBNA


          When did you last pay anything towards this debt?

          Comment

          • #20
            Re: Charlie's UE Diary

            Hi there PlanB, I haven't paid since july 2010.

            Comment

            • #21
              Re: Charlie's UE Diary

              Originally posted by charlie View Post
              Hi there PlanB, I haven't paid since july 2010.
              Okay so it won't be statute barred yet. But you'll have plenty more irons in the fire to work with

              Gather together any and all paperwork you can find and wait for Niddy or Andrew to make contact. There's nothing more you can do over the weekend so try to relax.

              PlanB x

              Comment

              • #22
                Re: Charlie's UE Diary

                Originally posted by charlie View Post
                Hi there all, I am afraid I am in need of some help again.
                So my unenforceable journey started back in 2010 and by early 2011 due to Niddy and crew, I felt that life was worth living for the first time in years. I will for ever be grateful and can never explain in words how life changing it has been for me.
                I have been plodding along with just the odd letter from DCA sometimes I have replied and sometimes not.
                A couple of months ago I received a letter from Wilkin Chapman saying they were acting on behalf of Arrow Global and to make arrangements to pay etc. I ignored and then I had a letter advising me they will go for ccj etc I again ignored.
                Yesterday I had a letter saying a court claim had ben filed and today I received the court claim.
                This is for a MBNA credit card taken out in 2000. Niddy deemed it unenforceable.
                So Yep! Ive woken up from my plod with a jolt.
                How do I defend ? and what do I do next ?
                I would really appreciated your help once again.
                Ill email you shortly but in the meantime please read this --> http://forums.all-about-debt.co.uk/s...atutory-demand
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                Comment

                • #23
                  Re: Charlie's UE Diary

                  Oh boy am I confused.... I have followed the links etc and I even submitted a post explaining my situation but I can not find it again.
                  I am not good with computers so I apologise in advance for my stupidity.
                  Where do I go from here to get advice about court claim form defence etc .
                  Many thanks

                  Comment

                  • #24
                    Re: Charlie's UE Diary

                    Hi Charlie, have you followed Niddys link in the post above,
                    have you asked for access to the protected area?
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment

                    • #25
                      Re: Charlie's UE Diary

                      Yes I followed the link and I also received a message saying it was verified but I don't know what I do next plus I don't have the mark under my user name it says you get ?

                      Comment

                      • #26
                        Re: Charlie's UE Diary

                        you have a hammer icon and a scale icon you have access to Legalese and secure section,
                        you need to go to the secure section and post a new thread
                        NW
                        http://forums.all-about-debt.co.uk/f...Claim-Received
                        Last edited by nightwatch; 18 August 2014, 11:20. Reason: forgot link
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment

                        • #27
                          Re: Charlie's UE Diary

                          Thank you

                          Comment

                          • #28
                            Re: Charlie's UE Diary

                            Again! Many thanks for pointing me in the right direction

                            Comment

                            • #29
                              Re: Charlie's UE Diary

                              Here is the link to your post http://forums.all-about-debt.co.uk/s...wilkin-chapman
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment

                              • #30
                                Re: Charlie's UE Diary

                                Hi how you doing ?
                                if you do it today and you like it you can always do it again tomorrow

                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                                Comment

                                Previous 1 2 3 4 5 template Next
                                Working...
                                X