lookingforward's UE Diary

[Enforcer]

Re: lookingforward's UE Diary

My daughter had a similar letter last week from Santander to say her balance had been sold to a debt purchaser, in August, did not say who the purchase is and she has had no contact from anyone.

[Enforcer]

Re: lookingforward's UE Diary

Managed to get this one before she put it in the shredder.
Received today from Santander.
16/05/2014 Statement opening balance 2445
08/08/2014 Net Balance 2445
08/08/2014 Transfer to debt purchaser Credits 2445 Balance 0.00

No contact from any DCA's
What is going on?

Looks like they have transferred first overdraft, now credit card. Expecting the big one next which was her loan.

[lookingforward]

Re: lookingforward's UE Diary

Managed to get this one before she put it in the shredder.
Received today from Santander.
16/05/2014 Statement opening balance 2445
08/08/2014 Net Balance 2445
08/08/2014 Transfer to debt purchaser Credits 2445 Balance 0.00

No contact from any DCA's
What is going on?

Looks like they have transferred first overdraft, now credit card. Expecting the big one next which was her loan.

Mass debt sell off by the looks of it

[lookingforward]

Re: lookingforward's UE Diary

Yep, do nothing until you hear from the phantom "debt purchaser".

If they didn't tell you the name of the purchaser, the balance outstanding, and who you should pay in future then it's not a proper Notice of Assignment. Oooops.

I had a letter from Santander telling me that they had sold my debt to Arrow Global who never made contact and that was over a year ago

Letter from Santander with a notice of assignment attached. Bal of £XYZ sold to Hoists Portfolio Holding 2 Ltd on 15.10.14. NOI is from Hoists who have appointed RobWay to manage a/c and all future payments to go to them. I should contact them as a matter of urgency to organise payment.


Seems Santander have sold off quite a lot of debts recently, do I wait for robway to contact me or fire off something to them first, possibly a/c sold whilst in dispute ?

[Deepie]

Re: lookingforward's UE Diary

Letter from Santander with a notice of assignment attached. Bal of £XYZ sold to Hoists Portfolio Holding 2 Ltd on 15.10.14. NOI is from Hoists who have appointed RobWay to manage a/c and all future payments to go to them. I should contact them as a matter of urgency to organise payment.


Seems Santander have sold off quite a lot of debts recently, do I wait for robway to contact me or fire off something to them first, possibly a/c sold whilst in dispute ?

I'd wait for contact 1st if it were me ..........

[lookingforward]

Re: lookingforward's UE Diary

Thanks, will do

[lookingforward]

Re: lookingforward's UE Diary

Letter from Santander with a notice of assignment attached. Bal of £XYZ sold to Hoists Portfolio Holding 2 Ltd on 15.10.14. NOI is from Hoists who have appointed RobWay to manage a/c and all future payments to go to them. I should contact them as a matter of urgency to organise payment.


Seems Santander have sold off quite a lot of debts recently, do I wait for robway to contact me or fire off something to them first, possibly a/c sold whilst in dispute ?

Well that was quick, letter from robway today headed " helping me clear my account" their aim is to find an affordable and flexible payment arrangement etc etc

Should I respond if so a linky to the right template would be appreciated.

Thx

[Pixie]

Re: lookingforward's UE Diary

I would send Account Sold Whilst in Dispute

[lookingforward]

Re: lookingforward's UE Diary

Thanks for the quick reply, I can get that sent off now. It was what I was thinking about sending. I'll take out the continual harrasement bit because it's first contact

[Pixie]

Re: lookingforward's UE Diary

I'll take out the continual harrasement bit because it's first contact

Yes do that

[lookingforward]

Re: lookingforward's UE Diary

As an aside I just noticed that the format of Santander's and robways letters is virtually identical ...wierd

[lookingforward]

Re: lookingforward's UE Diary

Expected reply from robway rec'd/ They are getting the paperwork to see if I am liable to pay the debt, meanwhile a/c temp on hold.

[MrsD]

Re: lookingforward's UE Diary

goodo

[lookingforward]

Re: lookingforward's UE Diary

Long time no post on this thread thankfully.

Got a letter from link financial today that has been quiet for a couple of years apart from statments and has previously been advised as UE

The Letter rec’d is asking me to contact to agree an affordable repayment plan. I may be avoiding contact with them but not good because debts are generally registered with a CRA which may affect my ability to get credit from banks cc’s and even utility co’s. Also a paragraph stating that they are sure that when I borrowed the money I had every intention of paying it back and I may want to discuss a new repayment plan that is affordable so I can start making regular payments to my account.

It's been to a couple of dca's who have been batted off but as said nothing for a couple of years other than statements. My gut is telling me to ignore as there's nothing really being threatened other than a bad record and trying to appeal to my concience. but would appreciate any other thoughts if you think that's a bad idea. It will be SB next year.

Thx

[nightwatch]

Re: lookingforward's UE Diary

I would agree with you, wait and see what they send next, it is close to the party season so they may be in need of a few quid for the mince pie from Harrods. xx