Let the fun commence - 6 year journey starts here!

[Brusselsprout]

Re: Let the fun commence - 6 year journey starts here!



We've now had a long chat

Have those intrusive phone calls from PRA stopped yet?

Di

Hey Di, thanks again for the call....PRA called again but just told them AGAIN to get lost Nationwide are the ones giving me more grief now!!

thanks for your help

Brussel

[Joanna Connolly Solicitors]

Re: Let the fun commence - 6 year journey starts here!

Thanks guys for the comments

I will give Di a buzz soon

We've now had a long chat

Have those intrusive phone calls from PRA stopped yet?

Di

[Brusselsprout]

Re: Let the fun commence - 6 year journey starts here!

Be guided by Di Brussel, trust me .x

Thanks guys for the comments

I will give Di a buzz soon

Cheers
Brussel

[nanna58]

Re: Let the fun commence - 6 year journey starts here!

Be guided by Di Brussel, trust me .x

[Joanna Connolly Solicitors]

Re: Let the fun commence - 6 year journey starts here!

i need to call the legal guys on this site? Am i ok to call them up, as they have the CCA too.... ?

Of course it's okay to call the legal guys (or girls )

My contact number is in my signature (I'm option *6* if that helps )

I may contact Di at the office on Thursday or Friday this week if ok

Di

[Roger]

Re: Let the fun commence - 6 year journey starts here!

Thanks Roger... will definitely look into this Just feels like the walls are closing in on me at the moment, as my debt situation is gonna be out in the open soon with family...

But you are taking control of your debts and this is the start of your debt free path!
You are doing what I and everybody else on this site has done.
Well done Brussels!!

[Brusselsprout]

Re: Let the fun commence - 6 year journey starts here!

AND THAT IS EXACTLY WHAT THEY WANT !YOU TALKING TO THEM!
Silence is golden.!!!!!!!!
Investigate call blocking (BT have a free version).

Thanks Roger... will definitely look into this Just feels like the walls are closing in on me at the moment, as my debt situation is gonna be out in the open soon with family...

[Roger]

Re: Let the fun commence - 6 year journey starts here!

Thanks for the tips... i think our phone is pretty basic! it's been so long since i have used a landline!! I will search through the features though... Good to know that people have had success with the letters, so i will do that... I am just waiting to be able to answer one of these calls...so i can explode at them!!! dirty tactics being used and i want to have a call them out on it!

Thanks again

Brussel

AND THAT IS EXACTLY WHAT THEY WANT !YOU TALKING TO THEM!
Silence is golden.!!!!!!!!
Investigate call blocking (BT have a free version).

[Brusselsprout]

Re: Let the fun commence - 6 year journey starts here!

Hi,

The Telephone Harassment letter worked for me and I didn't get any calls at after sending it to my variuos creditors.

I'm that far down the UE line (if not already past the post, so to speak) that they haven't bothered me in years.

Does your house phone have a memory facility on it whereby you can store names and numbers for people?

I ask, because in the early days I would store the debt collectors number in my house phone and rather than put their name in I just put "Don't Answer". So every time they phoned the screen on the home phone would light up with "Don't Answer". This also helped me, if I needed to, explain to others that it was just a nuisance call and I would just let it ring.

Hope this helps.

regards,

Thanks for the tips... i think our phone is pretty basic! it's been so long since i have used a landline!! I will search through the features though... Good to know that people have had success with the letters, so i will do that... I am just waiting to be able to answer one of these calls...so i can explode at them!!! dirty tactics being used and i want to have a call them out on it!

Thanks again

Brussel

[Brusselsprout]

Re: Let the fun commence - 6 year journey starts here!

Seriously considering giving in here, and setting an arrangement with them, as I still don't know if the CCA is enforceable or not... If it is enforceable (which it looked) then I feel like I am pi**ing in the wind here, and causing stress on everyone in the house for no reason, when I am going to have to eventually pay them anyway!

Did you send your CCA to Niddy to look at? if not do it now, he will tell you if it's UE or not, snd the telphone harrassment from the templates to PRA, they should not be telling anyone WHAT they are

Thanks Nightwatch, yes i have sent my CCA over and Niddy did think it looked ok, but as it was an old Virgin card it was possible that it could be unenforceable. I think i need to call the legal guys on this site? Am i ok to call them up, as they have the CCA too.... ?

I will definitely be sending out the harassment letter to them... Nationwide are starting to call me endlessly too!

Thanks
Brussel

[Oct Revolution]

Re: Let the fun commence - 6 year journey starts here!

Hi guys

I am getting nailed with phone calls from the PRA numpties... To my mobile i can handle, but they are also calling the home phone now, which stresses my mum, which then stresses me because she stresses!!
Brussel

Hi,

The Telephone Harassment letter worked for me and I didn't get any calls at after sending it to my variuos creditors.

I'm that far down the UE line (if not already past the post, so to speak) that they haven't bothered me in years.

Does your house phone have a memory facility on it whereby you can store names and numbers for people?

I ask, because in the early days I would store the debt collectors number in my house phone and rather than put their name in I just put "Don't Answer". So every time they phoned the screen on the home phone would light up with "Don't Answer". This also helped me, if I needed to, explain to others that it was just a nuisance call and I would just let it ring.

Hope this helps.

regards,

[nightwatch]

Re: Let the fun commence - 6 year journey starts here!

Seriously considering giving in here, and setting an arrangement with them, as I still don't know if the CCA is enforceable or not... If it is enforceable (which it looked) then I feel like I am pi**ing in the wind here, and causing stress on everyone in the house for no reason, when I am going to have to eventually pay them anyway!

Did you send your CCA to Niddy to look at? if not do it now, he will tell you if it's UE or not, snd the telphone harrassment from the templates to PRA, they should not be telling anyone WHAT they are

[alfie]

Re: Let the fun commence - 6 year journey starts here!

Cheers Alfie, I think I'll send that letter to them...I have told them over the phone, but they don't listen PRA really do like to put the pressure on and they also like to let anyone else who answers the phone know who they are!! which then gives me more stress, when I am told the Debt Collector called!!

Cheers
Brussel

Try it, in writing, see if it works. Over the phone probably wont be acknowledged.
Forgot to add in my post though that mine aren't with PRA. I can see that PRA are quite aggressive.
Also see if it is unenforceable.

[Still Waving]

Re: Let the fun commence - 6 year journey starts here!

Hi guys

I am getting nailed with phone calls from the PRA numpties... To my mobile i can handle, but they are also calling the home phone now, which stresses my mum, which then stresses me because she stresses!!

Brussel

Use the Telephone Harassment letter which you can find in AAD+.

[Brusselsprout]

Re: Let the fun commence - 6 year journey starts here!

When you did your agreement request, did you request any communication in writing only.
Sometimes a written request for in writing only/no calls works, if the DCA is polite enough to oblige (unlikely I know ). It has though worked so far for me, they dont ring afaik. But i also have a bt/trucall phone so any unwanted/silent calls will go to silent ansaphone without ringing anyway.
If you happen to write to them again, maybe add a paragraph requesting in writing only/no telephone calls?

Cheers Alfie, I think I'll send that letter to them...I have told them over the phone, but they don't listen PRA really do like to put the pressure on and they also like to let anyone else who answers the phone know who they are!! which then gives me more stress, when I am told the Debt Collector called!!

Cheers
Brussel