Let the fun commence - 6 year journey starts here!

[The Tech Clerk]

Diana Mayhew your view in response to the article

The comment she made ask if you have made a complaint ?

[Brusselsprout]

nouncements about complaints

The administrators said on 11 September:

the Administrators will assess all complaints during the course of the administration … the Administrators do encourage customers who feel that they are owed some money to contact Wonga… to register their complaint so that the monies that are available to unsecured creditors can be fairly allocated to agreed claimants.

Did you read the article, Wonga complaints being handled so time you think about it may be too late, ????

Thanks Tech Clerk. So should i put a complaint in? The below from Di suggests maybe i shouldn't...? Does it harm the unenforceablity route I am taking?


Did you ever make an affordability complaint on this Wonga debt?

I'm not saying you should, I just thought I'd ask for a bit more background in case things start to get noisy.

Cheers Brussel

[The Tech Clerk]

nouncements about complaints

The administrators said on 11 September:

the Administrators will assess all complaints during the course of the administration … the Administrators do encourage customers who feel that they are owed some money to contact Wonga… to register their complaint so that the monies that are available to unsecured creditors can be fairly allocated to agreed claimants.

Did you read the article, Wonga complaints being handled so time you think about it may be too late, ????

[Brusselsprout]

Did you ever make an affordability complaint on this Wonga debt?

I'm not saying you should, I just thought I'd ask for a bit more background in case things start to get noisy.

This is the latest information on the situation with Wonga > https://debtcamel.co.uk/wonga-has-st...issuing-loans/

Di

Thanks Di for the info.... I haven't made an affordability complaint yet, but they have gone quiet again now. Maybe i will hold off for as long as possible then make a complaint when they start getting more pushy!
Thanks again Di

Brussel

[Joanna Connolly Solicitors]

is anybody able to explain the Wonga situation please? I know they have gone into administration, but I am now being chased more than when Wonga were still running! 4 emails received now asking me to do an I&E. I am guessing these are just templates sent to everyone on the system, as they are threatening me with a default -even though i already have one! Do i just keeo ignoring this one? As the company is on the way out, do my chances increase of this one being easy to beat? Just a little unsure as to what to expect now...

Did you ever make an affordability complaint on this Wonga debt?

I'm not saying you should, I just thought I'd ask for a bit more background in case things start to get noisy.

This is the latest information on the situation with Wonga > https://debtcamel.co.uk/wonga-has-st...issuing-loans/

Di

[Brusselsprout]

Hi Brussel
I would wait and see what comes next, they could, as you say, be sending to everyone on their client list, in the hope someone will pay up.

NW xxx

Thanks Nightwatch... that's what I am thinking I'll just wait to see what's next. Thanks.

[nightwatch]

Hi Brussel
I would wait and see what comes next, they could, as you say, be sending to everyone on their client list, in the hope someone will pay up.

NW xxx

[Brusselsprout]

Re: Let the fun commence - 6 year journey starts here!

DEBT #8

Type of account: Wonga PDL
Date commenced: November 2015
Approx balance: £340
Date last paid: last Full payment made via DMP in January 2017. Reduced payment in February. Missed payment in March.
Are you on arrangement or not paying: Currently not paying
Status Account: defaulted April 2016
Account owner : Wonga
CCA received: Not yet requested.

Nothing sent to Wonga yet. Any suggestions as to what to do with these guys?

27th November 2017: Wonga send annual statement via email. Nothing else,no 'why are you not paying?' etc...

2019

9th January 2019: Wonga have woken up. An email advising me that my account is on 38 day hold, and to complete an I&E form.
18th January 2019: Another email from Wonga asking me to fill in my I&E form
16th Feb 2019: Another email from Wonga saying collections activities have resumed on my account, and to take this very serious matter seriously etc...

Hi all

Hope everyone is good

Just a quicky... is anybody able to explain the Wonga situation please? I know they have gone into administration, but I am now being chased more than when Wonga were still running! 4 emails received now asking me to do an I&E. I am guessing these are just templates sent to everyone on the system, as they are threatening me with a default -even though i already have one! Do i just keeo ignoring this one? As the company is on the way out, do my chances increase of this one being easy to beat? Just a little unsure as to what to expect now...

Thanks
Brussel

[The Tech Clerk]

there is a very minor chance - but not come across such as jet i.e. you are only 1 person in hundreds of thousands they are chasing no doubt, so most office stuff is computer generated these days etc etc, there is always a chance buts odds are aginst this happeneing>

i.e. crossing the road chances are you get the otherside if you get my drift nothing in this life etc is 100% - most people overthink (I was one)

[Brusselsprout]

if they want to pursue you they will regardless, there is chance they will not but how long is a piece of string?

Quote-t This was the advice given to you by Jo the solicitor- up to you but the next move is yours, unless you let them get away with it? they could if they wanted to buy back the alleged debt and credit account that way, any left owing could be sold off again for Tax purposes>????

Thanks Tech clerk for the advice.

I thought we had to stay under the radar, and not put ourselves in a position where we admit liability etc...surely going to Barclaycard (as much as i want to) would be admission, and i assume they have a direct line to Link, so IF i were to go to court, something like 'me contacting Barclaycard to get the refund' could come up, and surely put me in a worse position? I did see the advice from Jo saying to kindly send a letter to Barclays rejecting the offer, but there wasn't any info on whether this would affect me in the long run! sorry to waffle on!

Thanks

Brussel

[The Tech Clerk]

if they want to pursue you they will regardless, there is chance they will not but how long is a piece of string?

Quote-t This was the advice given to you by Jo the solicitor- up to you but the next move is yours, unless you let them get away with it? they could if they wanted to buy back the alledged debt and credit account that way, any left owing could be sold off again for Tax purposes>????

[Strepsi]

I am interested in this, as I have received letters like this recently. Worried like you Brussel that if I were to contact then I would be contacting them and staying off radar.

[The Tech Clerk]

If the debt has been assigned then Barclaycard should refund you direct as they no longer own the debt. Respond to them and reject their kind offer to pay PRA instead..

this was the advice given to you by Jo the solicitor

[Brusselsprout]

never give into banks etc they are the bad guys with charges and schemes which border criminality, get that letter off to Barclays, sure Di can conjure one up for you?

Thanks Tech Clerk... I am all for taking on the banks and sending a letter, but i don't want to if it will be detrimental to me in the long run I guess the question is: could the fact i send a letter to barclays asking to send the refund to me, be used against me by Link as admission of a debt? Would there be any template letters for this kind of thing?

Thanks
Brussel

[The Tech Clerk]

never give into banks etc they are the bad guys with charges and schemes which border criminality, get that letter off to Barclays, sure Di can conjure one up for you?