Butterfly's UE Diary

[Butterfly]

Re: Butterfly's Unenforceable Diary

Hi Niddy again

received a long letter from Moorcroft ( re: Mint cc un)
Account is on hold under the sole care of compliance dept.
not our intention to harass any member of the public
Account will remain on hold and will revert back to me with
their clients response asap. Yours sincerely .Do I just file this one?
Thanks Butterfly

[Never-In-Doubt]

Re: Butterfly's Unenforceable Diary

Just ignore both for now

[Butterfly]

Re: Butterfly's Unenforceable Diary

Thanks for your replies Niddy
received a letter today dated 21/5/11 from Metropolitan Collection Services re: HSBC cc un saying agreement to hold this account has now expired . You must telephone the helpdesk to avoid the possibility of legal action.Payslip at bottom of letter.
Do I need to send a letter Niddy or just file away?
Thanks your help is much appreciated

Butterfly

[Never-In-Doubt]

Re: Butterfly's Unenforceable Diary

Thanks for your replies Niddy
received a letter today dated 21/5/11 from Metropolitan Collection Services re: HSBC cc un saying agreement to hold this account has now expired . You must telephone the helpdesk to avoid the possibility of legal action.Payslip at bottom of letter.
Do I need to send a letter Niddy or just file away?
Thanks your help is much appreciated

Butterfly

Send one of these - they'll soon get the idea: ---> CCA Query - Missing Prescribed Terms

[Butterfly]

Re: Butterfly's Unenforceable Diary

Hi Niddy,

Will do. Thank you.

Can I start a diary for my son. He has 1 credit card to check. He was on the same dmp as myself and has now come out of this .£2083.96 is the balance with RBS. Moorcroft is chasing the debt. Sent CCA request on 21/3/11. Letter received dated 24/4/11 from Moorcroft with £1 cheque refund saying to request this direct from RBS. 2 letters 26/4/11 & 3/5/11 from Moorcroft saying may have local representative calling at your home.

Hope its ok to start him a diary. Thanks He will be Peebo

Butterfly

[Butterfly]

Re: Butterfly's Unenforceable Diary

Hi Niddy,
Just getting ready to do the letter to Metropolitan CCA Query Missing Prescribed Terms re: HSBC CC ue and realise we sent them this letter on 9/4/2011. Do I need to send it again? or just wait for next letter. Thanks. Have a good Bank Holiday!

Butterfly

[Never-In-Doubt]

Re: Butterfly's Unenforceable Diary

Hi Niddy,

Will do. Thank you.

Can I start a diary for my son. He has 1 credit card to check. He was on the same dmp as myself and has now come out of this .£2083.96 is the balance with RBS. Moorcroft is chasing the debt. Sent CCA request on 21/3/11. Letter received dated 24/4/11 from Moorcroft with £1 cheque refund saying to request this direct from RBS. 2 letters 26/4/11 & 3/5/11 from Moorcroft saying may have local representative calling at your home.

Hope its ok to start him a diary. Thanks He will be Peebo

Butterfly

Hiya

Yea go for it - just remember to log-in and out properly or you'll mess up both your posts

If you PM me once you do it all to remind me it's your son!

Thanks

[Never-In-Doubt]

Re: Butterfly's Unenforceable Diary

Hi Niddy,
Just getting ready to do the letter to Metropolitan CCA Query Missing Prescribed Terms re: HSBC CC ue and realise we sent them this letter on 9/4/2011. Do I need to send it again? or just wait for next letter. Thanks. Have a good Bank Holiday!

Butterfly

Ooops sorry, if you've not sent it then don't - if you have then don't worry - sorry, been a slight delay since you posted!

[Butterfly]

Re: Butterfly's Unenforceable Diary

Hi ,
I was going to start my son an ue diary but the cc RBS date of account opened is 9/11/2007. I assume this is too late a date to try for unenforceability? Moorcroft is chasing the debt, but they havent sent any cca, just said to contact RBS for one and enclosed a £1 cheque. Any thoughts on this please?

Butterfly

[Butterfly]

Re: Butterfly's Unenforceable Diary

Hi
received a letter dated 3/6/11 from Moorcroft re Mint (ue) saying their client (Mint) has advised they fully complied with credit agreement. They say account is on hold for 28 days whilst I fill in an I and E form to agree a payment plan
Do I need to reply or just file please?

Butterfly

[5corpio]

Re: Butterfly's Unenforceable Diary

Hi
received a letter dated 3/6/11 from Moorcroft re Mint (ue) saying their client (Mint) has advised they fully complied with credit agreement. They say account is on hold for 28 days whilst I fill in an I and E form to agree a payment plan
Do I need to reply or just file please?

Butterfly

Hi Butterfly

* Just File it away no need to do anything - as they say the account is on hold
* Niddy will check when he gets around to post, please bare in mean time.

Have a good weekend

[Butterfly]

Re: Butterfly's Unenforceable Diary

Hi,
received a letter dated 8/6/11 form Metropolitan re HSBC cc (ue) saying pay up or else debt collectors may call at my door or Sols issuing legal proceedings - ccj or bailiffs etc.

Should I send a reply?

Butterfly

[Butterfly]

Re: Butterfly's Unenforceable Diary

Thanks Scorpio, I will just file. Cheers. Have a good weekend.

Butterfly

[5corpio]

Re: Butterfly's Unenforceable Diary

Hi,
received a letter dated 8/6/11 form Metropolitan re HSBC cc (ue) saying pay up or else debt collectors may call at my door or Sols issuing legal proceedings - ccj or bailiffs etc.

Should I send a reply?

Butterfly

they use the phrase 'May' call at the door, or issue legal proceedings, ccj or bailiffs......"its a threat scare tactic basicly".........if Niddy/if its been confirmed as being UE, then no need to worry about it for the time being.

* Just File away
* Niddy or someone more clued up will check when they gets around to reading posts, please bare in the meantime.

* No need to worry - enjoy your weekend, its a long slow process

[MustGetStraigh]

Re: Butterfly's Unenforceable Diary

edit...

oops I had replied to your first post, without noticing there were 3 pages and you'd been answered long ago!