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  • Westham1
    replied
    Re: Westham1 UE diary

    Hi,

    Another letter from Cabot saying the balance is waiting to be paid. If we don't hear from you in the next couple of weeks we will continue to contact you.
    I'll wait to hear from them.

    Leave a comment:


  • Roger
    replied
    Re: Westham1 UE diary

    Originally posted by Westham1 View Post
    Call on the landline today.
    Asked for me. I asked who it was. Lady replied "Cabot Financial". I said I didn't want PPI, She said "it's not PPI", then hung up.
    There are so many scams out there its not unrealistic is it?
    Love it!!

    Leave a comment:


  • Westham1
    replied
    Re: Westham1 UE diary

    Call on the landline today.
    Asked for me. I asked who it was. Lady replied "Cabot Financial". I said I didn't want PPI, She said "it's not PPI", then hung up.

    Leave a comment:


  • panther12
    replied
    Re: Westham1 UE diary

    Originally posted by SaltnVinegar View Post
    You're actually better off answering the first call, and then informing them that you will not discuss the matter any further on the telephone, and that any future correspondence should be placed in writing.

    When they ignore that (which they will), you can send them a telephone harassment letter, and then keep a record of the phone calls.

    What you then do is paint them as the aggresive debt collector
    I would agree with this as it does give you some extra amo later down the line which can be used to your advantage. If they continue to ring after being told to communicate in writing only leaves them open to an official complaint, and taking it to the FoS if necessary. It's also handy for debts that may be approaching SB as once a complaint is raised with the FoS the creditor should hold off from commencing any court action while the complaint is ongoing. I got £50 compo from Lowell, a letter of apology and confirmation they won't be pursuing the debt further when I complained about the phone calls after telling them to communicate in writing only. If you've never given them your mobile number they obtain it from the likes of utility companies that you may have given it to.

    Leave a comment:


  • Spud
    replied
    Re: Westham1 UE diary

    Originally posted by Roger View Post
    Tell them of course you are NOT on this number and you don't want PPI
    All nice and polite of course.
    You can always ask them the security questions. Without giving your name!
    Start with asking their name , ask the DOB, You can even ask for their Mothers Maiden name.
    Their Supervisors name, DOB , phone Number NOT so the Call can transferred but so that you can check them out!
    Nice and Polite and have Fun!
    If the Call is being recorded these are perfectly valid questions to handle Phishing Calls.
    Whilst I do appreciate the fun element of the above, Tempting as it is ......In real life I am not sure it would be a good idea.....Its unlikely I know but I would not want to stand before a judge in court whilst the claimants solicitor details how I had been obstructive to their attempts to assist me or whatever crap they try to make it out as

    I would be inclined to follow S&V's suggestion

    Its very tempting mind

    Leave a comment:


  • Roger
    replied
    Re: Westham1 UE diary

    Tell them of course you are NOT on this number and you don't want PPI
    All nice and polite of course.
    You can always ask them the security questions. Without giving your name!
    Start with asking their name , ask the DOB, You can even ask for their Mothers Maiden name.
    Their Supervisors name, DOB , phone Number NOT so the Call can transferred but so that you can check them out!
    Nice and Polite and have Fun!
    If the Call is being recorded these are perfectly valid questions to handle Phishing Calls.

    Leave a comment:


  • Westham1
    replied
    Re: Westham1 UE diary

    You might be right there - however it might also encourage them to write again more frequently.
    I'll continue to ignore their calls for now.

    Leave a comment:


  • SaltnVinegar
    replied
    Re: Westham1 UE diary

    Originally posted by Westham1 View Post
    Hi Pip,
    They've just rung my mobile - that's the 2nd time today, even though when I answered this morning Itold them it wasn't my number.
    You're actually better off answering the first call, and then informing them that you will not discuss the matter any further on the telephone, and that any future correspondence should be placed in writing.

    When they ignore that (which they will), you can send them a telephone harassment letter, and then keep a record of the phone calls.

    What you then do is paint them as the aggresive debt collector

    Leave a comment:


  • nanna58
    replied
    Re: Westham1 UE diary

    Can you block it ?

    Leave a comment:


  • Westham1
    replied
    Re: Westham1 UE diary

    I won't be answering again - 08009172225

    Leave a comment:


  • Susie
    replied
    Re: Westham1 UE diary

    Originally posted by Westham1 View Post
    Hi Pip,
    They've just rung my mobile - that's the 2nd time today, even though when I answered this morning Itold them it wasn't my number.
    Perhaps they thought you may have changed your number to that one by tonight

    Leave a comment:


  • Westham1
    replied
    Re: Westham1 UE diary

    Originally posted by Pip View Post
    Hi Westham1,

    I'm in the same boat -- Cabot have bought my Mint card in the past two weeks ..! We'll see how things progress (or hopefully grind to a halt!)
    Hi Pip,
    They've just rung my mobile - that's the 2nd time today, even though when I answered this morning Itold them it wasn't my number.

    Leave a comment:


  • Pip
    replied
    Re: Westham1 UE diary

    Hi Westham1,

    I'm in the same boat -- Cabot have bought my Mint card in the past two weeks ..! We'll see how things progress (or hopefully grind to a halt!)

    Leave a comment:


  • Gerry Jemitus
    replied
    Re: Westham1 UE diary

    At least they are being polite…….

    Leave a comment:


  • Susie
    replied
    Re: Westham1 UE diary

    Originally posted by The Tech Clerk View Post
    Whoever thought up those childish play group letters!
    Don't know or care, because as far as I am concerned they need whoever composed them do do a few hundred more so they last all the way to SB dates

    Leave a comment:

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