1brokegirl's UE diary

[nanna58]

Re: 1brokegirl's UE diary

How are things x

[1brokegirl]

Re: 1brokegirl's UE diary

Ignore it, if it isn't yours.....

I was thinking along those lines...

[Never-In-Doubt]

Re: 1brokegirl's UE diary

These muppets (the new DCA) have offered a reduced settlement and have changed my name. Eh? How do I respond to that?

Ignore it, if it isn't yours.....

[Never-In-Doubt]

Re: 1brokegirl's UE diary

The update on this is that I heard from Lowells so sent the sold in dispute template instead. Cap1 were unable to send them anything because of the time passed since opening the account so they will not be contacting me again unless Cap1 find the paperwork.

excellent - well done

[Pixie]

Re: 1brokegirl's UE diary

Cap1 were unable to send them anything because of the time passed since opening the account so they will not be contacting me again unless Cap1 find the paperwork.

Good news

[1brokegirl]

Re: 1brokegirl's UE diary

I haven't updated in ages as there has been nothing much to report other than "we are waiting for further instruction from creditor" letters.

I do have another agreement though that needs checking so, here goes...

Type of account: Credit Card
Date Commenced: 2006
Approx Balance: £2700
Date last paid full payment: Feb 2010
Arrangement or not paying: Not paying
Status: Default
Account owner: ???

I received the CCA a few weeks but haven't got round to getting it checked yet. Since receiving the CCA, the account has been passed from one DCA back to original creditor and I received a letter from them today to say it was being passed to another....


Agreement emailed to Niddy

These muppets (the new DCA) have offered a reduced settlement and have changed my name. Eh? How do I respond to that?

[1brokegirl]

Re: 1brokegirl's UE diary

Like above, this is also a recon with nothing to suggest you ever did sign anything hence for the moment I would send Crappy1 this back as well ---> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

This is also based on there being some random terms accompanying a recon agreement from 2008. Obviously your account is much older and so will the terms be.

The update on this is that I heard from Lowells so sent the sold in dispute template instead. Cap1 were unable to send them anything because of the time passed since opening the account so they will not be contacting me again unless Cap1 find the paperwork.

[1brokegirl]

Re: 1brokegirl's UE diary

I haven't updated in ages as there has been nothing much to report other than "we are waiting for further instruction from creditor" letters.

I do have another agreement though that needs checking so, here goes...

Type of account: Credit Card
Date Commenced: 2006
Approx Balance: £2700
Date last paid full payment: Feb 2010
Arrangement or not paying: Not paying
Status: Default
Account owner: ???

I received the CCA a few weeks but haven't got round to getting it checked yet. Since receiving the CCA, the account has been passed from one DCA back to original creditor and I received a letter from them today to say it was being passed to another....


Agreement emailed to Niddy

[CleverClogs (RIP)]

Re: 1brokegirl's UE diary

I buy it by the box...I usually need a sup just as the postie approaches

Why?

Is he really that ugly?

[Never-In-Doubt]

Re: 1brokegirl's UE diary

I buy it by the box...I usually need a sup just as the postie approaches

[1brokegirl]

Re: 1brokegirl's UE diary

You might need 60-70 bottles by all likelihood

I buy it by the box...I usually need a sup just as the postie approaches

[Never-In-Doubt]

Re: 1brokegirl's UE diary

Ok, I'll pour a glass and wait..

You might need 60-70 bottles by all likelihood

[1brokegirl]

Re: 1brokegirl's UE diary

Ok, I'll pour a glass and wait..

[Never-In-Doubt]

Re: 1brokegirl's UE diary

I still haven't responded to Cap1 because while they said to deal with Lowells, they have given a Cap1 address to contact should I have any queries regarding the enclosed documents. Does "missing prescribed terms" count as a query? I also still have had nothing from Lowells.

If Lowells have not yet contacted you, then sit tight until they do at which point you would instead, send this --> Our Templates | Unenforceability Templates | Account Sold whilst in Dispute

If they then write mentioning the CCA, you send the missing PT's template from earlier...

[1brokegirl]

Re: 1brokegirl's UE diary

I still haven't responded to Cap1 because while they said to deal with Lowells, they have given a Cap1 address to contact should I have any queries regarding the enclosed documents. Does "missing prescribed terms" count as a query? I also still have had nothing from Lowells.