Traintester's UE diary

[Traintester]

Re: Traintester's UE diary

edit ; already posted a reply

[Traintester]

Re: Traintester's UE diary

just send off the letter that Niddy advised above, you treat it like it is UE, sometimes they are so thick, they begin to believe it too..............

Thanks Mrs D,

The letter went in the post today, just got a bit panicky there when Niddy said it may be enforcable, but as I always tell my wife, no point panicking until there is something to panic about and even then, panicking is always best done slowly!

Cheers

Traintester

[Pixie]

Re: Traintester's UE diary

How have you managed to stave them off and what for?

If you don't mind me asking that is!!!

Yes I have...so far.

Sent cca requests mid 2010 and hadn't heard from either of them since March 2011 but one's just reared it's head again.

By what for do you mean the amounts of the debt? One debt is around £3K and the other £1400.

Ok, so say that this is enforcable, what are the steps available to me to delay the process as this will be statute barred in early April 2013...

Thanks everyone

Just do as MrsD suggested and treat it as UE..you haven't got long to go...

[MrsD]

Re: Traintester's UE diary

just send off the letter that Niddy advised above, you treat it like it is UE, sometimes they are so thick, they begin to believe it too..............

[Traintester]

Re: Traintester's UE diary

Ok, so say that this is enforcable, what are the steps available to me to delay the process as this will be statute barred in early April 2013...

Thanks everyone

[Traintester]

Re: Traintester's UE diary

I've been blagging for a couple of years

How have you managed to stave them off and what for?

If you don't mind me asking that is!!!

[Pixie]

Re: Traintester's UE diary

I've been blagging for a couple of years

[Traintester]

Re: Traintester's UE diary

Niddy says could be enforceable

But going to try the art of blag.

Here goes nothing!!!

[Traintester]

Re: Traintester's UE diary

Thanks Niddy

Missing PTs off in the post tomorrow.

Traintester

[Never-In-Doubt]

Re: Traintester's UE diary

Hi Niddy,

Did you get a chance to look at the documents I put up in the documents section only viewable by you?

Thanks,

Traintester

not as yet, I will do before close of play tonight (or before 8am)

[Traintester]

Re: Traintester's UE diary

Hi Niddy,

Did you get a chance to look at the documents I put up in the documents section only viewable by you?

Thanks,

Traintester

[Pixie]

Re: Traintester's UE diary

Edit: Niddy's already answered

[Never-In-Doubt]

Re: Traintester's UE diary

Hi all and thanks for all the welcome messages.

I need something cleared up here and hopefully someone will be able to help.

I reply to my CCA request I received an account statement, some terms and conditions badly photocopied.
Along with these was a photo copy of the application form for the account.

Does there have to be an agreement signed by me and the bank present in this lot or not?

Thanks,

Traintester

Usually you'd send either of these back

1st choice. Our Templates | Unenforceability Templates | CCA Query - Illegible Document Received

2nd choice. Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

[Traintester]

Re: Traintester's UE diary

Hi all and thanks for all the welcome messages.

I need something cleared up here and hopefully someone will be able to help.

I reply to my CCA request I received an account statement, some terms and conditions badly photocopied.
Along with these was a photo copy of the application form for the account.

Does there have to be an agreement signed by me and the bank present in this lot or not?

Thanks,

Traintester

[sara2]

Re: Traintester's UE diary

Welcome here, and god luck with this journey, this place is a goldmine.