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  • My Diary

    All of my debts are Credit cards:

    Debt 1:
    Virgin credit card
    Commenced: 2015
    Balance: 1700+
    Date Last Payed: 2016
    Not paying
    Defaulted at end of year?( need to check)
    Managed by Arrow Global


    Has been circulated among 3-4 DBA. Was offered discount by one of them, not taken. Have verbally requested CCA with no results. Arrow is chasing it, have been sent a letter of claim. I have posted more information in here within the "Welcome" forum. Colin had a look at the letter of claim. I need to find the Default notice and have it checked.
    Last edited by Joanna Connolly; 8 September 2021, 05:42. Reason: too detailed in current circumstances

  • #2
    If I remember correctly, you meant to say 'default notice, if any'.
    Legal Disclaimer

    I am a Litigation Executive at
    Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at colin@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. Our initial advice is always free.

    Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

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    • #3
      Originally posted by Colin G Quinn View Post
      If I remember correctly, you meant to say 'default notice, if any'.
      That's correct Colin!

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      • #4
        I haven’t received neither a Default Notice, nor any other communication form by the original creditor. The debt doesn’t appear in my credit report.

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