UE diary/debt mountain

[Joanna Connolly Solicitors]

Was on SC DMP but having spoken to the wonderful Di, have decided to sack off SC and manage these myself

Hello again

Let's see if you can turn this debt mountain into a molehill.

Di

[Markus98765]

Also have several other creditors, most of which taken out 2013 - 2019. Was on SC DMP but having spoken to the wonderful Di, have decided to sack off SC and manage these myself.

[Markus98765]

• Cahoot Loan (part of Abbey, then Santander)
• 2005
• Currently £2669. Originally £7500
• 2009
• Was paying £5 per month but have stopped pending CCA
• Defaulted in 2010 and dropped off file 2016
• Never received paperwork to say loan was sold on. All correspondence now via Drydensfairfax Solictors. Was previously managed by Apex Credit management

CCA request sent 15/04/2020
signed for 17/04/2020
25/04/2020 letter to advise collection on hold until they can find documents etc
15/06/2020 copy of CCA agreement sent to Niddy, confirmed enforceable

[Markus98765]

• Santander Loan
• 2006
• Currently £7038. Originally £9000
• 2007
• Was paying £5 per month but have stopped pending CCA
• Defaulted in 2010 and dropped off file 2016
• Loan sold 29/06/2012 to ARRROW GLOBAL LTD All correspondence now via Capquest who manage the debt. (Capquest part of Arrow)

CCA request sent 15/04/2020
signed for 17/04/2020
Capquest have sent back my £1 PO to say they do not charge the fee
25/04/2020 letter to advise looking into my request and collection on hold

[Markus98765]

• LTSB loan
• 2008
• Currently £5112. Originally £10400
• 2009
• Was paying £5 per month but have stopped pending CCA
• Defaulted in 2010 and dropped off file 2016
• Loan sold 28/11/2013 to MARLIN EUROPE V LIMITED. All correspondence now via Cabot Financial Europe who manage the debt (the same co. as Marlin)

CCA request sent 15/04/2020
signed for 17/04/2020
letter from Cabot received 23/04/2020 to advise they do not hold the info so will ask OC for this
I have ceased payments until complied with

[Markus98765]

Hey everyone, I have been reading with great interest many of the posts, diaries and stories on here for a while now and eventually decided to register, become a member and start taking control of debt, in particular those that have hung around for 12/15 years! I will attempt to post a diary for these debts once I’ve sussed out how to do it correctly ? I hope everyone is staying safe and is well with the current situation